Comenity is on to me?!

[kdm31091]

They are probably just tightening up. Giving out CLIs like candy isn't a good idea for them. We may like it for util and such but business wise it doesn't make sense for them. Hopefully they don't become ridiculously conservative w CLIs, but what can u do? They could certainly stand to tighten up a tad though

[Anonymous]

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@kdm31091 wrote:
They are probably just tightening up. Giving out CLIs like candy isn't a good idea for them. We may like it for util and such but business wise it doesn't make sense for them. Hopefully they don't become ridiculously conservative w CLIs, but what can u do? They could certainly stand to tighten up a tad though

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I really hope they do tighten up especially by introducing HP for approved store cards. Keep the SP CLI's but limit them to 1 every 4mos like Synch.

[FinStar]

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@B335is wrote:
I wonder what causes this to happen? I push the J Crew button all the time, just checked and no box. Knock on wood..

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Not that I request much of a CLI with them at all but I just checked for the sake of science (3 of my store cards) including J Crew and no box popped for me either.

Credditaddict - it almost sounds like they're catching on to the number of frequent requests you submit for all your Comenity cards?

[Anonymous]

That stinks. Sounds like there tired of giving of cli's.

How long did it take you to obtain 67 cards? I'd love to hit 60s mark and higher!

Capital one quicksilver $6500, Chase sapphire $7800, Chase freedom $4000, citi thankyou preferred $2800, Barclay ring card $4000, bofa cash rewards $5000, discover $4000, amex blue cash everyday $9000, amex everyday $11000.

[northface28]

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@Anonymous wrote:

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@kdm31091 wrote:
They are probably just tightening up. Giving out CLIs like candy isn't a good idea for them. We may like it for util and such but business wise it doesn't make sense for them. Hopefully they don't become ridiculously conservative w CLIs, but what can u do? They could certainly stand to tighten up a tad though

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I really hope they do tighten up especially by introducing HP for approved store cards. Keep the SP CLI's but limit them to 1 every 4mos like Synch.

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Me too, the abuse has gone on long enough.

[Creditaddict]

Oh for the love of... Abuse... Get over it... It's a bank that set policies... Why do people always smack other people down for getting, using, or figuring out the banks systems and workingThat to their advantage... boggles my mind... If the bank had a real issue they would close the holes and change the policies... I don't own the bank I just use the cards.

And to other poster I obtained about 33 cards in 2014 alone.

[Anonymous]

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@Creditaddict wrote:
Oh for the love of... Abuse... Get over it... It's a bank that set policies... Why do people always smack other people down for getting, using, or figuring out the banks systems and workingThat to their advantage... boggles my mind... If the bank had a real issue they would close the holes and change the policies... I don't own the bank I just use the cards.

And to other poster I obtained about 33 cards in 2014 alone.

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Not sure I agree with the term abuse. It is obvious that their underwriting is way too broad and understandably so as they command some of the highest interest derived profits in the industry.

[northface28]

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@Creditaddict wrote:
Oh for the love of... Abuse... Get over it... It's a bank that set policies... Why do people always smack other people down for getting, using, or figuring out the banks systems and workingThat to their advantage... boggles my mind... If the bank had a real issue they would close the holes and change the policies... I don't own the bank I just use the cards.

And to other poster I obtained about 33 cards in 2014 alone.

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Yes, abuse. You figured out something and worked it to your advantage, thats abuse to me.  Seems as if the bank does have an issue with what youre doing, theyre closing the holes with this mysterious "box" that shows up for you but not others. So, yeah.......

[Creditaddict]

Who cares about the box, it comes and goes.
Take you abuse talk elsewhere!

[gdale6]

Lets remember to be respectful of one another, thanks!

http://ficoforums.myfico.com/t5/Credit-Cards/Friendly-Supportive-and-Respectful/td-p/2797115