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Community Poll: Paper or E-Statements?

Valued Contributor

Re: Community Poll: Paper or E-Statements?

I download the statement and add it to my document system. On the ones where I can't turn off paper statements, it is usually done before I receive the paper statement. The paper statement just goes straight into the shredder.

 

On the few companies that don't offer a pdf option, there are free pdf creation programs available now. Just "print" to your pdf software.

 

Make sure you have backups and this is far more secure than paper.

Message 11 of 56
Senior Contributor

Re: Community Poll: Paper or E-Statements?

Hybrid: some paperless - some mailed.

 

Give me a reason not to get a mailed statement and I will opt for it.

 

It is a simple matter to save a .pdf statement to disk or thumb drive. (Or both!)

 

I believe PenFed's $0.50 applies only to bank accounts, not CC's. I have never gotten paper on my bank accounts there, have always had both on my CC's and have never paid a $0.50 charge.

 

 

Both: Direct Merchants Bank, Discover, PenFed, Macys, BofA

 

Paperless Only: Chase, Citi

Message 12 of 56
Established Contributor

Re: Community Poll: Paper or E-Statements?

I prefer my paper statements for my CC files. I guess I am just old fashioned.
Message 13 of 56
Super Contributor

Re: Community Poll: Paper or E-Statements?

I don't need anything in the mail coming from a creditor unless its a check enclosed. 
Message 14 of 56
Valued Contributor

Re: Community Poll: Paper or E-Statements?

100% e.  I mean everything is e. Utilities, cable, mortgage, cc's - everything.

 

 

 

 

New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 15 of 56
Valued Contributor

Re: Community Poll: Paper or E-Statements?

How it stands right now:

 

Paper: 7

 

E-Statement: 5

 

Both: 2 

Message 16 of 56
Established Contributor

Re: Community Poll: Paper or E-Statements?


txjohn wrote:

I actually "like" both.  I like the convenience of being able to pull anything I need up on screen.  On the other hand, I like a hard copy in the files too.

 

 


I may be ocd I aways view my estatments before I recive the e-mails about them i know my statment dates I'm ready to see the rewards I"VE RACKED UP

People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 17 of 56
Valued Contributor

Re: Community Poll: Paper or E-Statements?

No paper!  You should add a poll to this thread.  Smiley Happy  No paper because I like convenience and less mail in my mailbox.  I also use the "print screen" button all the time while reviewing/paying bills.  I'm suprised the poor thing doesn't wear out.
11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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Current Score: 736
Goal Score: 765


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Message 18 of 56
New Contributor

Re: Community Poll: Paper or E-Statements?

E-statement as much as possible. The less paper the better.
As of 11/14/2012 EQ: 672

5 inqs in the last year - October 25, 2012, July 05, 2012, July 03, 2012, June 18, 2012, February 16, 2012

(Report reads them as 3) Your applications for credit in the past year
3 inquiries

Last account opened June 2012

Average age of your accounts
6 years

Number of your accounts with a missed payment
0 accounts

Ratio of your revolving balances to your credit limits
82% (Ouch)
Message 19 of 56
New Contributor

Re: Community Poll: Paper or E-Statements?

E-statements for me. I'd rather print statements as needed. After learning from my past credit mistakes, I obsessively monitor my accounts.
Message 20 of 56