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Confused on CLI

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Anonymous
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Confused on CLI

Always wondered this.  Whats the process for auto CLI? Does a CSR get a list of card holders and decide yay or nay? Is it all computer decided?  I've had BOA card for 3 years, never received one. I don't want to ask.  
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Anonymous
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Re: Confused on CLI



turbowrx wrote:
Always wondered this.  Whats the process for auto CLI? Does a CSR get a list of card holders and decide yay or nay? Is it all computer decided?  I've had BOA card for 3 years, never received one. I don't want to ask.  


Auto-CLIs are almost always given on a set schedule and are computer-generated.  BofA is VERY generous with CLIs, and they are almost always cost nothing more than a soft pull.  If you've had your card for three years, have treated the card well during that time, and have never received a CLI, you really won't lose anything by asking for one, and you will most likely get it.
 
Try the BofA Credit Analyst number on the stickied Backdoor Numbers thread.
 
Good luck!
 
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