Connecticut MasterCard from Avidia Bank 3 points/$

[batsy71]

IS anybody aware of the Connecticut PGA credit card offered in conjunction with Avidia Bank? The webpage says it earns 3 points per $. What is the cash value for each point?

• 16,000 Bonus Points
• Earn 3 points per dollar spent for all purchases**
• No cap on points earned.
• No annual fee
• No balance transfer fee
• Redeem for merchandise, cash and gift cards
• % of each purchase is donated to the Connecticut PGA Foundation

https://ctpga.com/membership-programs/promotional-offerings/avidia-bank/

[Anonymous]

I know nothing of the card, or the bank.  I did a quick google search for Avidia, and the reviews were terrible!

Let us know how it goes.

[coldfusion]

They're Scorecard rewards points.  Those have no cash value and you redeem them via the Scorecard Rewards portal. 

[CreditCuriosity]

Scorecards rewards are awful lol

[Kforce]

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@batsy71 wrote:

Is anybody aware of the Connecticut PGA credit card.

The webpage says it earns 3 points per

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I know you want another 3%.

Just bite the bullet and go for the AOD  

Just because I am stubborn, you don't have to follow.

[batsy71]

Don't need another 3%. Pretty content with USAlliance. What i do need is a 3% MC as I can then start paying my monthly mortgage using plastiq. That would net me 100s of $'s each year.

[batsy71]

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@CreditCuriosity wrote:

Scorecards rewards are awful lol

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The website clearly mentions "Redeem for merchandise, cash and gift cards" so there seems to be some way to redeem the points for cash that maybe bypasses the ScoreCard rewards.

The Avidia bank page for it's cc's also clearly mentions "Get CASH BACK for your reward points" here: https://www.avidiabank.com/personal/avidia-rewards

The only question is what is the value of each point for cash back redemption. Will call up today and find out.

[Kforce]

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@batsy71 wrote:

Don't need another 3%. Pretty content with USAlliance. What i do need is a 3% MC as I can then start paying my monthly mortgage using plastiq. That would net me 100s of $'s each year.

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Now I understand the plan !

[issac2x]

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@batsy71 wrote:

Don't need another 3%. Pretty content with USAlliance. What i do need is a 3% MC as I can then start paying my monthly mortgage using plastiq. That would net me 100s of $'s each year.

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The only MC ones I'm aware of is Tropical CU in Florida and Logix in CA (requires 100k with them though).

[batsy71]

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@issac2x wrote:

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@batsy71 wrote:

Don't need another 3%. Pretty content with USAlliance. What i do need is a 3% MC as I can then start paying my monthly mortgage using plastiq. That would net me 100s of $'s each year.

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The only MC ones I'm aware of is Tropical CU in Florida and Logix in CA (requires 100k with them though).

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Tropical FCU is stricy geo-fence with no backdoors. Opportunity cost lost in putting 100k in Logix in cash accounts negates any savings made with a 3% card.

Regardless, I am hopeful a 3% MC trend will start from the TFCU offer or is hiding somewhere just like how a 3% Visa signature trend has started