It's been just over 6 mos since I stumbled upon this forum. The same day, I posted my credit history
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Wells-Fargo-Bank-updated-status-by-removing-p...
Well, since that post, I have removed all fed tax liens, removed 2CA, refi'd my car to 1.99 and went from 0 revolving credit to over $25k. I started with a few store cards and slowly was finally rewarded with prime cards.
To those of you who want to rush to get high CL, lots of cards just to bump up your score - DON'T DO IT! Take your time and it will all come to you. The lessons I learned here could have saved me a few inq's ( like trying for Chase Freedom with 1 mo rev credit thinking my installment loans would be good enough) - always PIF ( or try to), monitor your reports and always ask, 'is this necessary' before you hit SUBMIT!
Again, thanks for listening and all the advice.
You can find me in the garden!
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Wells-Fargo-Bank-updated-status-by-removing-p...
Well, since that post, I have removed all fed tax liens, removed 2CA, refi'd my car to 1.99 and went from 0 revolving credit to over $25k. I started with a few store cards and slowly was finally rewarded with prime cards.
To those of you who want to rush to get high CL, lots of cards just to bump up your score - DON'T DO IT! Take your time and it will all come to you. The lessons I learned here could have saved me a few inq's ( like trying for Chase Freedom with 1 mo rev credit thinking my installment loans would be good enough) - always PIF ( or try to), monitor your reports and always ask, 'is this necessary' before you hit SUBMIT!
Again, thanks for listening and all the advice.
You can find me in the garden!
Thank you thom and tinuviel. It's definitely worth the effort.
Thats awesome progress Lexie!! Congratulations!!!
Its also marvelous advice!! 
-chains lexie to a garden of roses filled with a lot of thorns with help scratch the itch- 
DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
@eviLution wrote:-chains lexie to a garden of roses filled with a lot of thorns with help scratch the itch-
I think there needs to be a big, strong oak tree in the middle of the garden... with a roll of duct tape next to it. 
