cancel
Showing results for 
Search instead for 
Did you mean: 

Credit App-Addiction Dungeon

tag
scottwagnon
Valued Contributor

Re: Credit App-Addiction Dungeon


@LS2982 wrote:
These alleged apps you speak of I am not guilty of!! I merely celebrated my 1st real prime card!! (pulls out kleenex to wipe face). I would like an attorney sir.....


operatic chorus in the background, people pointing fingers all at LS. GUILTY! GUILTY! [operatic sound] low bellowing booming voice PUNISH! PUNISH! PUNISH! [more operatic chorus in the background.]

 

somebody feels like a scapegoat today. [more opera]

earth air water fire master visa express discover
Message 351 of 381
tcbofade
Super Contributor

Re: Credit App-Addiction Dungeon


@LS2982 wrote:
These alleged apps you speak of I am not guilty of!! I merely celebrated my 1st real prime card!! (pulls out kleenex to wipe face). I would like an attorney sir.....


ALLEGED apps?

 

Sir, not only ARE you guilty, you're darn near guilty of inciting a credit card application riot!  Smiley Tongue

Fico 8 06/01/26: EX 791, EQ 819, TU 808.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 352 of 381
crunching_numbers
Valued Contributor

Re: Credit App-Addiction Dungeon

Hi. My name is crunching_numbers and I have apped 3 times because LS encouraged me.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 353 of 381
haulingthescoreup
Moderator Emerita

Re: Credit App-Addiction Dungeon


@crunching_numbers wrote:

Hi. My name is crunching_numbers and I have apped 3 times because LS encouraged me.


Umm, I don't know that twelve-stepping encourages sloughing blame for your actions off on others. Smiley Very Happy

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 354 of 381
LS2982
Mega Contributor

Re: Credit App-Addiction Dungeon


@tcbofade wrote:

@LS2982 wrote:
These alleged apps you speak of I am not guilty of!! I merely celebrated my 1st real prime card!! (pulls out kleenex to wipe face). I would like an attorney sir.....


ALLEGED apps?

 

Sir, not only ARE you guilty, you're darn near guilty of inciting a credit card application riot!  Smiley Tongue


I PLEAD THE FIF!!!!!!!!!!!!!!!

 

ANYTHING YOU SAY, FIIIIIIIIIIIIIIIIIFFFFFFF!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

http://www.youtube.com/watch?v=4CzocBkrWpA

 

Smiley Very Happy




EQ FICO 548 3/3/16
Message 355 of 381
Anonymous
Not applicable

Re: Credit App-Addiction Dungeon


@LS2982 wrote:

@tcbofade wrote:

@LS2982 wrote:
These alleged apps you speak of I am not guilty of!! I merely celebrated my 1st real prime card!! (pulls out kleenex to wipe face). I would like an attorney sir.....


ALLEGED apps?

 

Sir, not only ARE you guilty, you're darn near guilty of inciting a credit card application riot!  Smiley Tongue


I PLEAD THE FIF!!!!!!!!!!!!!!!

 

ANYTHING YOU SAY, FIIIIIIIIIIIIIIIIIFFFFFFF!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

http://www.youtube.com/watch?v=4CzocBkrWpA

 

Smiley Very Happy


GREAT....YEEEAAAAAHHHHH.....
Message 356 of 381
aussiesareforever
Established Contributor

Re: Credit App-Addiction Dungeon

LS...I was close to applying for the Discover More today. I naturally blame you Smiley Happy

 


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 357 of 381
LS2982
Mega Contributor

Re: Credit App-Addiction Dungeon


@daisydvm wrote:

LS...I was close to applying for the Discover More today. I naturally blame you Smiley Happy

 


FFFFFFIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIFFFFFFFFFFFFFFFFFFFFFF!!!!!!!!!!

 

Smiley Happy




EQ FICO 548 3/3/16
Message 358 of 381
ilovelisa
Established Contributor

Re: Credit App-Addiction Dungeon

I am so embarrassed, that I let my app addiction get this far.

 

I apped for a DCU Visa, a few days ago, got a message that a loan officer would be in touch with me. The next day I receive a call, the reps tells me my app was declined, and that in the past 12 months, I apparently have 82 inquires on my credit report. Smiley Embarassed. But still I'm getting approved for cards. She also said, it looks as if someone may be using my credit, and I might want to look into it. I thought to myself "yea it was all me."  So embarrassed.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 359 of 381
Anonymous
Not applicable

Re: Credit App-Addiction Dungeon


@ilovelisa wrote:

I am so embarrassed, that I let my app addiction get this far.

 

I apped for a DCU Visa, a few days ago, got a message that a loan officer would be in touch with me. The next day I receive a call, the reps tells me my app was declined, and that in the past 12 months, I apparently have 82 inquires on my credit reportSmiley Embarassed. But still I'm getting approved for cards. She also said, it looks as if someone may be using my credit, and I might want to look into it. I thought to myself "yea it was all me."  So embarrassed.


Smiley Surprised 82! That's an astonishing amount of inq's? I know the rush you feel when you hit that submit button. I can barely contain myself but I think it is time to  stop apping. .....at least for at least  a few months. Smiley Wink

Message 360 of 381
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.