Credit Card Application Advice

[Kinglord]

Greetings, and thank you all on this site for advice and insight over the last couple years.  I dont post often, but read ALOT!!  Started on this sight in 2012, got serious in 2014 with low 500s.  Currently hovering in the high 600s, UTIL is under 10%.  Ive opened some decent cards but still given lower CL around $2000 and under.

If possible, can you please view my signature and offer your advice for the next best CC to apply for?

Thanks!

[Anonymous]

You have a decent line of cards. Main question is are you seeking for cash back or travel rewards?

[Kinglord]

cashback is more desirable over travel at this time.

[Anonymous]

That is a great Line of 6 Cards, maybe just beat them to Death

every 6 Monts for CLIs.  Maybe BofA Rewards 1-2-3, you should

be approved, I think with your good scores.

[Anonymous]

definitely look into Discover IT. Since you have the Freedom unlimited, the Discover IT is a good combo for 5% categories. If you do not like the categories Discover has the chrom version where it has 2% on gas and resturants and 1% everything else. Again thats just my opinion; everyone is different. 

[Pway]

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@Kinglord wrote:

Greetings, and thank you all on this site for advice and insight over the last couple years.  I dont post often, but read ALOT!!  Started on this sight in 2012, got serious in 2014 with low 500s.  Currently hovering in the high 600s, UTIL is under 10%.  Ive opened some decent cards but still given lower CL around $2000 and under.

If possible, can you please view my signature and offer your advice for the next best CC to apply for?

Thanks!

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I am thinking Discover and Capital One Quicksilver.  With the accounts you have, how long have they been opened?

[Kinglord]

0-4 years

[Pway]

With the accounts you have opened, you have not tried to get CLI's on those.  I would go that route first before opening new accounts.  You have some nice cards already as well as two cash back cards.  

[Anonymous]

rather than trying to open up new credit cards hoping for higher credit limit, why not try to increase credit lines on existing cards you have? You already have good cards, use those until your credit is over 700, then apply for other new cards you want and get approved for higher credit limit.

[Kinglord]

Appreciate all the comments. But.....

If I were to apply for another card, what is the best one to go for!