Kind of a strange situation. Before I get started, please don't say "any issuer can close a card if you're not using it" or "any issuer can close any card for any reason" because yes, I promise I am aware. 
Anyway this is more for informational purposes.
I called wells fargo and elan to ask them if they'll close my cards simply due to no use. Both of them said they will never close one that wasn't initiated by the consumer.
So far, wells fargo has held up their end of that bargain but elan closed mine July 1st. Reports as "closed by consumer" so it doesn't appear it's a negative closure but it's still slightly annoying they did what they said they wouldn't. Just be careful out there.
That was my oldest and I know it'll remain on my CR for about 10 years after closure but still. Just a heads up that it can happen even if you're assured it won't
Anyway this is more for informational purposes.
I called wells fargo and elan to ask them if they'll close my cards simply due to no use. Both of them said they will never close one that wasn't initiated by the consumer.
So far, wells fargo has held up their end of that bargain but elan closed mine July 1st. Reports as "closed by consumer" so it doesn't appear it's a negative closure but it's still slightly annoying they did what they said they wouldn't. Just be careful out there.
That was my oldest and I know it'll remain on my CR for about 10 years after closure but still. Just a heads up that it can happen even if you're assured it won't
So to recap what I think I heard you say, you have your longest-lived CC and don't use it anymore, and you would like the bank to keep the card open for you forever, with them spending money to send you a new card every few years, keeping at least an online statement so you can see that there are no charges, and for them to monitor to see if anyone else is fraudulently using your card to protect your credit, while you are not using it to send at least a little of swipe fees their way?
And they aren't holding up their end of the bargain because they closed it because of non-use?
The bank was in the right to close the card.
@Anonymous wrote:
Obviously I understand why it was closed and I am fine it's closed. The only point was they said they wouldn't and did. I've seen your posts for years you're smarter than that man.
Well, they said that a year ago. Corporate managers change, and new cost cutting initiatives appear, so one of the ways to cut CCC costs is jettison unprofitable customers. I'm not trying to go negative on your post, just providing a perspective from the banks side for you and others to think about.
Promises from a corporation need need to be in writing or else they are not promises. Plenty of other folks have been either perplexed or disappointed after talking with a CSR, and the CSR was not correct.