Credit Card Hardship Programs

[Barry]

Hello Forums Members --

Have you dealt with a credit card hardship program? Black Enterprise Magazine is working on a story detailing this topic. If you’re interested in speaking with Black Enterprise Magazine, please feel free to reach out to Ashley Carter at acarter@accesspr.com by Wednesday, May 18, 2011.

Thanks!

-Barry

[DI]

What is a Credit Card Hardship Program?

[minimock]

Its a program to help people that have got in over their heads and are unable to pay their CC for whatever reason.

Google  Credit Card Hardship Programs.

Explains in details who what when where and why.

[Anonymous]

Hello Barry,

I have been helping people get into Hardship programs for the past 2 years.  I know about every single program out there and how to qualify for them.  Also, I have written a eBook about the entire credit card negtiation process.  I may be a good resource for your questions.

Best Regards,

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[Edited to remove a name and personal email address] You are welcome to contact Barry via PM (Private Messages) with this information.

MarineVietvet, myFICO moderator

[Anonymous]

Hi, my wife signed up for a Hardship Program through Sears Credit/GE Money about October of 2010. She pulled her credit just yesterday and found out that the creditors had listed her 30 days late for each month from October through March of 2011. It was not disclosed to her that this would damage her credit/credit score in any way so she wants to dispute it. Does she have a leg to stand on? Obviously she was concerned with her credit to begin with or she wouldn't have signed up for the Hardship Program.

Thanks,

Patrick