Credit Card Offer in the mail for DH!

[Booner72]

Guess which company?

APR:  36%

APR for cash advance:  36%

CL:  700.00

Annual Fee:  175 first year / after that 49.00 annually

Monthly Servicing Fee:  None for the first year (Introductory)  After that:  $174.00 Annually ($14.50 per month)

Transaction Fee:  Either $6.00 or 5% of the amount  of each transaction

Penalty Fees:

Late Payment  35.00

Return Item Charge  35.00

[john398]

First Premier?

[Anonymous]

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@john398 wrote:

First Premier?

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+1000

[wreith]

That's my guess First Premier.

[jsucool76]

I feel bad for people who don't read these forums and are struggling to get credit and think that's even close to a good deal. the annual and monthly fees are like half of the credit limit. 

[gettnthere]

I say FIRST PREMIER as well, I got an offer like that a few months back

[trumpet-205]

FP.

[Anonymous]

I think you should advise DH to accept the offer. And let him know that if he treats it responsibly in their eyes (spends a lot and sends in minimum payment on time) then in 3 months they will congratulate him and offer him a second card at the same terms!!

[injustifiiable]

The 36% interest gave that one away...

[webhopper]

ROFL.... 

I was going to say Credit One,  but I'll go with the majority and say First Premier!