Greetings myFICO Family ~ I have been excited seeing the many posts regarding Macy’s upgrades, Chase’s offers, etc., so I wondered why I wasn’t receiving anything. I logged into my Chase account and clicked on the offers tab and the message below appeared. I just looked at my hard copy TU report and under Credit Report Messages it reflects ~ “PROMOTIONAL OPT-OUT: This file has been opted out of promotional lists supplied by TransUnion. (Note: This opt-out has no expiration date.)”
Yep . . . I remember completing the form to request a permanent opt-out of credit card and insurance offers and mailed the form and documents to OptOutPrescreen . . . So I think that could be the reason I’m not getting any “pre-approved” offers . . . but if I’m already a card holder (i.e. Macy’s, Chase, AmEx, etc.) my opting-out shouldn’t matter. I guess that I will leave the permanent opt-out in place. I can’t win them all.
@babygirl1256, I've considered opting out, and may still do so in the future, but if nothing else, my "credit ego" likes it when I get offers, even if I have no plans on taking the bait. 
That is a very common pop up for Chase, even if you have not actually opted out of pre-screened offers. The very next post from this ironically, the OP has posted about the same message from the Chase pre-approval tool. If you would ever like to change your opt-out/opt-in status, it is as easy as visiting this site and clicking on the button at the bottom of the page. 
Doesnt really matter for me to opt out or not, when I lived in Idaho my mailbox was bombarded with preapproved/selected offers, at my new location they are few and far between so it does matter where you live.
@Horseshoez wrote:@babygirl1256, I've considered opting out, and may still do so in the future, but if nothing else, my "credit ego" likes it when I get offers, even if I have no plans on taking the bait.
^ Legit the reason I haven't opted out. I love having a little positive snail-mail 
@babygirl1256 wrote:Ficoproblems247 ~ Perhaps I misunderstood your response, "The very next post from this ironically, the OP has posted about the same message from the Chase pre-approval tool." as I've never received a pre-approval from Chase. I've had the same Chase account SL since 2011.
Was referring to this post that you commented on that had the same verbiage as what you received.
