Credit Card Programs

[TheBoondocks]

Hello credit card people, so I was looking into multiple cards that can stack up to redeem for rewards and I find that UR and Amex is the popular ones. But, I'm thinking about adding a 3rd one, which is GoRewards from NFCU. Do any of you guys have 2 GoRewards credit cards to stack for rewards? And does the CashRewards translate into points just like how Chase cards card could? Thanks!

[rbentley]

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@TheBoondocks wrote:
Hello credit card people, so I was looking into multiple cards that can stack up to redeem for rewards and I find that UR and Amex is the popular ones. But, I'm thinking about adding a 3rd one, which is GoRewards from NFCU. Do any of you guys have 2 GoRewards credit cards to stack for rewards? And does the CashRewards translate into points just like how Chase cards card could? Thanks!

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You get the best value for your points by generating them on one rewards program.  Decide whether Chase or AmEx is best for your spend and points redemption and then concentrate all your spend there.  Participating in too manny rewards programs dilutes your ability to accumulate the most points for redemption.  I would forgo the GoRewards card for that reason. If you like Navy (and everyone does) get their AmEx card.  I have GoRewards but plan to PC it to CashRewards, if possible.