My second question for the night - One of the credit cards in my earlier post is reporting to the bureaus that I have a $0 or N/A credit limit. I do have a balance on this card, so it seems like that would be affecting my utilization ratio, possibly making it seem like I am over my total available credit. Is this something that I should dispute with the credit bureaus? I have credit card statements that clearly state what my limit is as evidence.
