Credit Card Reporting Question (or not - how do I describe this question? What am I asking?)

[Calistal]

So - I'm hoping this is in the correct area feel free to move me if I'm not.

I know that for "optimal" scoring purposes that you should have 3 bank cards at least and 1 store card.  However, does a mastercard or visa version of a store card count as a bank card or a store card for scoring/reporting purposes?  I just recently got a BestBuy Mastercard, so I'm trying to figure out if that completes my needs for a third "bank card", or if I need to try and find something else at some point down the line.  

Any help is appreciated - my google-fu skills have failed me.

[gdale6]

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@Calistal wrote:

So - I'm hoping this is in the correct area feel free to move me if I'm not.

I know that for "optimal" scoring purposes that you should have 3 bank cards at least and 1 store card.  However, does a mastercard or visa version of a store card count as a bank card or a store card for scoring/reporting purposes?  I just recently got a BestBuy Mastercard, so I'm trying to figure out if that completes my needs for a third "bank card", or if I need to try and find something else at some point down the line.  

Any help is appreciated - my google-fu skills have failed me.

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Yes its a bankcard and at some point further down the line as you gain a thicker rebuilt file you would want to replace it with a more prime card.

[Calistal]

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@gdale6 wrote:

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@Calistal wrote:

So - I'm hoping this is in the correct area feel free to move me if I'm not.

I know that for "optimal" scoring purposes that you should have 3 bank cards at least and 1 store card.  However, does a mastercard or visa version of a store card count as a bank card or a store card for scoring/reporting purposes?  I just recently got a BestBuy Mastercard, so I'm trying to figure out if that completes my needs for a third "bank card", or if I need to try and find something else at some point down the line.  

Any help is appreciated - my google-fu skills have failed me.

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Yes its a bankcard and at some point further down the line as you gain a thicker rebuilt file you would want to replace it with a more prime card.

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Awesome!  That's what I wanted to hear.  I've been trying to avoid going the secured route if I had any other options.  I'll build what I've got now and stop worrying about it. XD  And I worry...a lot.  I'm a worrier.  And an obsessor. You have made me feel oodles better.