Credit Card after Foreclosure

[Anonymous]

Hi everyone, I had a foreclosure in 2006. I want to apply for another credit card like Chase, American Express, BOA etc..... I have 2 cap1's- visa at $1200 for 8 years and mastercard $1500 for 1.5 years. Juniper $250 for 3.5. and Macys $1200 revolving for 4 years. Macys furniture acct $3000 in May with the only balance of $2000. I just paid off all credit cards. I do have some student loans. All accounts in good standing. I was 30 day late on juniper about 3 years ago, but it still shows. One collection of 3 years $122 paid for. and a Foreclosure 3.5 years. I have 3 negative items total. I really want to apply for an American Express or Chase. Does anyone know if these CCC are foreclosure friendly? My credit score are EQ-710, EX 718, TU 720.  Thanks for your help.

BjLj

[Anonymous]

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@Anonymous wrote:

Hi everyone, I had a foreclosure in 2006. I want to apply for another credit card like Chase, American Express, BOA etc..... I have 2 cap1's- visa at $1200 for 8 years and mastercard $1500 for 1.5 years. Juniper $250 for 3.5. and Macys $1200 revolving for 4 years. Macys furniture acct $3000 in May with the only balance of $2000. I just paid off all credit cards. I do have some student loans. All accounts in good standing. I was 30 day late on juniper about 3 years ago, but it still shows. One collection of 3 years $122 paid for. and a Foreclosure 3.5 years. I have 3 negative items total. I really want to apply for an American Express or Chase. Does anyone know if these CCC are foreclosure friendly? My credit score are EQ-710, EX 718, TU 720.  Thanks for your help.

BjLj

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Your FICO scores are still decent.  I wouldn't try apping for a high end card such as AMEX just yet.  The three negatives you have may be enough to decline your app with AMEX and Chase.  You may can get new credit with a local CU.