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Credit One Bank

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Gollum
Established Contributor

Re: Credit One Bank/STA AWAY!!!!!!


@TacMan1 wrote:

well Crap I have 3 cards from them!

shouls I just leave them open?


I suggest leaving your Credit One cards open until/unless you have better credit cards. Closing the Credit One cards would prevent a later quandary wherein you might feel trapped into keeping a Credit One card because it is your oldest card. Don't close the Credit One cards until they are paid off.

Credit Scores (FICO 8): 844 Experian June 2026, 831 TransUnion June 2026
Credit Cards (newest to oldest): U.S. Bank Cash+ $17,300 | NFCU Platinum $25,000 | BECU Cash Back $12,500 | American Express BCE $9000 | Simmons Bank Visa $10,500 | Capital One Quicksilver Visa Signature (upgrade from Quicksilver Visa Platinum, which was a PC from No Hassle Miles Rewards Visa Platinum) $5750
Message 11 of 14
FicoMike0
Senior Contributor

Re: Credit One Bank/STA AWAY!!!!!!

This is an example of ymmv. They seem to offer some no value added fee cards. Avoid all of those, not just from C1. Some hate them because they have poor phone customer service. If you don't do phone service, you don't care. Until you really need it, I suppose. 

I will admit, I have had to call a few times, you can't beat navy or fidelity on that count.

 

Message 12 of 14
Komma
Valued Member

Re: Credit One Bank/STA AWAY!!!!!!

The Omni and Wander cards are pretty good if you prefer cashback cards over point transfers.

 

Their customer service certainly won't win any awards or anything though.

Message 13 of 14
gingerflower
Senior Contributor

Re: Credit One Bank

@Follower I think it is on the individual whether to close your credit one account.  So far I haven't had any issues with credit one bank in march of this year I was pre-approved for credit one Omni Amx instant approval CL of $10,000 I just received my $250 cash rewards bonus.  

Message 14 of 14
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