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Credit One CLOSED!

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wit2bees
Contributor

Re: Credit One CLOSED!

Congrats on this move!  I had TWO Smiley Frustrated Credit One Banks after a rebuild.  I too attempted to close and they offered me the same incentives.  Went back when that was over and they didn't try to keep me AT ALL.  Closed that one $1750.00 limit haven't charged on it in years.  Having to go back monthly to remember to pay the fee.   The second one I let my brother use as an authorize user so he owes about 600.00 just recently.  I'm going to BT it to one of my 0 offers and close it before the month end. I will gladly take the hit to get it removed out of my life! 




TU 699 EQ 741 EX 767
- total CL = ?
- AAOA = 2.5 years
- Utilization = 9%
- Inquiries = TOOOOOOO MANY
- 50 accounts:
Updated 12/ 29 / 2021
Message 11 of 15
Anonymous
Not applicable

Re: Credit One CLOSED!

CONGRATS. Nice recovery!!!

 

 

Message 12 of 15
stonedog23
Frequent Contributor

Re: Credit One CLOSED!


@PullingMeSoftly wrote:

Good riddance, even their logo is a Cap1 imposter...good decision


Credit One actually had the logo look many years before Cap One. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 13 of 15
Rudy1
Established Contributor

Re: Credit One CLOSED!

Congrats! I am planning to get rid of Credit One just need to pay it off. Then close it.
>
Goal Cards:
Message 14 of 15
SoCalifornia
Frequent Contributor

Re: Credit One CLOSED!

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Message 15 of 15
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