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Credit One Platinum Pre-Qualified

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revjamesl
Valued Contributor

Credit One Platinum Pre-Qualified

Got a pre-qualification letter for a Credit One Platinum card. What are my chances?
AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Credit One Platinum Pre-Qualified

Oh God. Trash it. Looking at your siggy you are way above that trash.

*ETA* I'm also going to assume you're joking about considering it. Smiley Wink

Message 2 of 13
Anonymous
Not applicable

Re: Credit One Platinum Pre-Qualified

Stop it.. You know betterSmiley Happy.. Have the dogs tear it up swiftly..

Message 3 of 13
NichelleN
Established Contributor

Re: Credit One Platinum Pre-Qualified


@revjamesl wrote:
Got a pre-qualification letter for a Credit One Platinum card. What are my chances?

The other day I wondered when Credit One would stop sending me pre-qual letters. I thought that when my credit is fully rebuilt I would stop getting that junk mail. Apparently not!

More than enough credit.
Message 4 of 13
taxi818
Super Contributor

Re: Credit One Platinum Pre-Qualified


@revjamesl wrote:
Got a pre-qualification letter for a Credit One Platinum card. What are my chances?

You may be good for the full $1500 starting limit. Smiley Wink

Message 5 of 13
Anonymous
Not applicable

Re: Credit One Platinum Pre-Qualified

Your chances are great but looks like you dont need it. If it doesnt come with any great perks or rewards what's the point, given your portfolio.

Message 6 of 13
taxi818
Super Contributor

Re: Credit One Platinum Pre-Qualified


@Anonymous wrote:

Your chances are great but looks like you dont need it. If it doesnt come with any great perks or rewards what's the point, given your portfolio.


Come on man. He does not want it. Just being sarcastic. 

Message 7 of 13
Anonymous
Not applicable

Re: Credit One Platinum Pre-Qualified


@revjamesl wrote:
Got a pre-qualification letter for a Credit One Platinum card. What are my chances?

looking at your subpar cards on your signature? not a chance. They will laugh at your application for even thinking about applying for a prestige card such as credit one. Smiley LOL

Message 8 of 13
longtime_lurker
Valued Contributor

Re: Credit One Platinum Pre-Qualified

OP, probably it'll be a decline.

 

Does anyone else remember when many of us tried their pre-qualify (SP) and were declined because our FICOs were too high? We did it for a free FICO (*slaps own wrist*) but we were actually declined on the prequalify LMFAO

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 9 of 13
Anonymous
Not applicable

Re: Credit One Platinum Pre-Qualified

I just used that trick to get my fiance's fico. He was declined too with 720+ scores.

 

I got mine in Feb Smiley Embarassed and my ficos have gone up ~100 points since then. I'd hope I'd be declined today too.

Message 10 of 13
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