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Credit One Pre Approved AMEX

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Rudy1
Established Contributor

Credit One Pre Approved AMEX

I just got this offer on my Credit One Account. I can't figure out if they would upgrade my current card on give me a new one last time I checked you can't have two credit one cards.20200721_111108.jpg

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Message 1 of 13
12 REPLIES 12
Jnbmom
Credit Mentor

Re: Credit One Pre Approved AMEX

I am pretty sure you can more than one card with them.

EXP 780 EQ 796 TU 810
Message 2 of 13
M_Smart007
Legendary Contributor

Re: Credit One Pre Approved AMEX


@Jnbmom wrote:

I am pretty sure you can more than one card with them.


I agree with @Jnbmom , I have seen people with two Credit One cards, Just be careful ..

They may harvest double Fee's.Smiley Indifferent

Message 3 of 13
sjt
Senior Contributor

Re: Credit One Pre Approved AMEX


@Rudy1 wrote:

I just got this offer on my Credit One Account. I can't figure out if they would upgrade my current card on give me a new one last time I checked you can't have two credit one cards.20200721_111108.jpg


I would not get another Credit One Account.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 4 of 13
CreditInspired
Super Contributor

Re: Credit One Pre Approved AMEX


@sjt wrote:

@Rudy1 wrote:

I just got this offer on my Credit One Account. I can't figure out if they would upgrade my current card on give me a new one last time I checked you can't have two credit one cards.20200721_111108.jpg


I would not get another Credit One Account.


+1


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 5 of 13
sladesurfer
Regular Contributor

Re: Credit One Pre Approved AMEX


@CreditInspired wrote:

@sjt wrote:

@Rudy1 wrote:

I just got this offer on my Credit One Account. I can't figure out if they would upgrade my current card on give me a new one last time I checked you can't have two credit one cards.20200721_111108.jpg


I would not get another Credit One Account.


+1


+1....just let your visa credit one grow. Dont get another one. If you really need another one, get a secured one from a different bank.

PenFed Power Cash Rewards
Penfed Gold
NFCU Amex More Rewards
NFCU Cash Rewards
NFCU Flagship
Goldman Sachs Apple Card
Chase IHG Rewards Club Card
Chase Freedom Flex
Chase Freedom Unlimited
Amex Business Prime Card
Amex Marriott Brilliant Card
Amex Hilton Aspire Card
Amex Charles Schwab Platinum
Amex Gold Card
US Bank Cash+ card
Discover It Card
Capital One Quicksilver Card
Citi Double Cash
Citi Premier
Message 6 of 13
lhcole77
Valued Contributor

Re: Credit One Pre Approved AMEX

@Rudy1  

 

Your siggy says:

 

Things to do in 2020:
1. Pay off and get rid of Credit One.(Pay off done! Now to close it.)

 

Is this just an "I'm sharing info" post or are you actually considering getting another Credit One card?

 

If it's the latter, getting a second card (or even keeping the first) won't align with your goals.

Message 7 of 13
J-F168
Frequent Contributor

Re: Credit One Pre Approved AMEX

Congratz mate. I used to have two after bk. Never had any problem with them. 

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 8 of 13
Dmessina666
Frequent Contributor

Re: Credit One Pre Approved AMEX

Don't do it, that's number 1. Stick with one card, and close that **bleep** when you can get better. 

secondly, it's not a real AMEX Card. They only process transactions thru AMEX. Credit One will rob you. Use them for what their there for, which is to rebuild......Thats my best advice. I just closed my one and only credit one account which I had for 13 months. It'll stay in your report for 10 years if it's positive. My two cents. 

Message 9 of 13
Rudy1
Established Contributor

Re: Credit One Pre Approved AMEX

I am not going to get another one I was just sharing the offer I got.

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Message 10 of 13
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