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Credit Score 755

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JoshNurse
Frequent Contributor

Credit Score 755

I applied for an American Express Every Day card and got a $7800 limit.  Also applied for a Discover it card and got approved.

 

The bad news is I applied for 2 other cards in the same day..yeah I drank a little too much.

 

The 3rd card I applied for was a American Express Blue Cash type card and a Barclays credit card.  Will the 2 last ones most likely not get approved and how long should I wait to repapply for my second american express card?

Message 1 of 13
12 REPLIES 12
Kenny
Moderator Emeritus

Re: Credit Score 755

You'll probably just need to call in on the Amex to get the approval rather than instant.

The Barclays was not an instant? Just call the backdoor number tomorrow and you should find out what the decision is. I don't really foresee a denial. (Don't really know too many details of your profile, though.)
Message 2 of 13
JoshNurse
Frequent Contributor

Re: Credit Score 755

Current utilization of all credit cards is uner 10%. 

 

I also have my bmw payment and no late fees ever on anything.  31 years old.

Message 3 of 13
JoshNurse
Frequent Contributor

Re: Credit Score 755

This is the email I got:


Thank you for recent Barclaycard Rewards MasterCard® application.

We are reviewing the information you provided. We will contact you within 10 days with an update on your application status. If we require additional information to complete the application process, we will reach out to you using the contact information you provided on the application.

Message 4 of 13
konupe3
Valued Member

Re: Credit Score 755

A couple weeks ago I applied for the AMEX Everyday and two days later applied for the Costco AMEX. On the Costco I got the message where they ask you to call, its all about fraud protection as they see applying for two cards in a minimal amount of time as a potential fraudulant activity. I got instantly approved for Everyday and then approved for Costco after I called a second time to check the status of the application after a few days passed and I didnt hear anything after verifying my identity.

Fico Plus Scores: EX: 735 EQ:744 TU: 743
Message 5 of 13
JoshNurse
Frequent Contributor

Re: Credit Score 755

Thanks do you think I should call tomorrow Sunday?

 

or should I wait for Monday?

Message 6 of 13
konupe3
Valued Member

Re: Credit Score 755

YMMV, but I applied on a Saturday, called immediately to verify identity and then called Tuesday to follow up and got approved. I would say wait a couple of days if you already haven't. 

Fico Plus Scores: EX: 735 EQ:744 TU: 743
Message 7 of 13
JoshNurse
Frequent Contributor

Re: Credit Score 755

What is ymmv and I applied for the card on June 4.
Message 8 of 13
Anonymous
Not applicable

Re: Credit Score 755


@JoshNurse wrote:

I applied for an American Express Every Day card and got a $7800 limit.  Also applied for a Discover it card and got approved.

 

The bad news is I applied for 2 other cards in the same day..yeah I drank a little too much.

 

The 3rd card I applied for was a American Express Blue Cash type card and a Barclays credit card.  Will the 2 last ones most likely not get approved and how long should I wait to repapply for my second american express card?


I applied for my second Amex (EveryDay) after being instantly approved for the Delta Skymiles, immediately. Got the "We need to speak with you before we can make a decision" message, so I called them in the morning. Verified some info, and approved the second card.

Message 9 of 13
Anonymous
Not applicable

Re: Credit Score 755


@JoshNurse wrote:

Thanks do you think I should call tomorrow Sunday?

 

or should I wait for Monday?


This is the message I got..

 

Thank You for applying for the Amex EveryDaySM Credit Card. In order to
provide you with an instant decision, we need to speak with you. We are
available to assist you during our Hours of Operations: Monday-Friday 8AM to
Midnight, Saturdays 9:30AM to 9PM, and Sundays 10AM to 9PM Eastern
Time.


Please call us at 1-800-582-6471 to be connected directly to a Customer Care
Professional who will provide you with a decision. To expedite your call, please
refer to your individual tracking number. XXXXXXXXXX.

 

That gives you the hours of operation too. So call them, if you don't have a tracking number, your social security number will do just fine.

Message 10 of 13
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