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Got AMX Gold Preferred charge with 640 Exp. Fico and Discover with 660 TU and 677 Eq Fico.
I got the Disco More when I was hovering 650. They pulled and said 633. Also have a BK.
Now, I'm 670 and AMEX won't approve because of the BK.. you might want to put an asterisk letting people know that CScore is only one factor. Not that we don't know that here, but I'd guess this will show up on an internet search pretty quickly and someone might get the wrong idea (reading only the one post) then get mad at us.
-SM
Also, I got my Barlcays apple ~660.
-SM
One of the best resources to get a snapshot of cardholder statistics is actually Credit Karma. The TU score they provide is a FAKO but it should still give some relative perspective about what the range of scores is for a particular card, as well as a whole bunch of other useful distributions for credit limit, age of cardholder, average debt, etc. These stats are an aggregate of all their users with this card reporting so even if the score is not 100% accurate the other info is.
Here's an example of a popular card on this forum: Blue Cash Everyday (sample size = 431)
http://www.creditkarma.com/creditcard/CCAmericanExpressCard54
http://reviews.creditkarma.com/credit-cards/CCAmericanExpressCard54/1/
Average score: 732
Lowest score: 650
Score distribution:
50% above 750
30% 701-750
16% 651-700
3% 650 or below
There are other graphs for average credit line by score, etc.
Zync 556 here. October 2011
@afbar1114 wrote:
how long have you had slate
1 year and 1 month
why you list citi under chase ?
I think it all depends who looks at your app..and if u get turned down and who u get to recon your app...Im at about 720 on all 3 and still can not get a prime citi card...or a penfed visa...so Im done applying...and I have had credit for 21 years and owe nothing on any cards as I pay in full every month and have a 6 figure income...I really think banks don't like seeing to much applying for too much credit at once they seem to get kinda spooked about it
@Brian_Trying_700 wrote:Zync 556 here. October 2011
Did they give you NPSL or the $500 limit?