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Credit Score List!

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afbar1114
Valued Contributor

Re: Credit Score List!

how long have you had slate
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 11 of 42
suebee123
Frequent Contributor

Re: Credit Score List!

Got AMX Gold Preferred charge with 640 Exp. Fico and Discover with 660 TU and 677 Eq Fico.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 12 of 42
SoulMaster
Established Contributor

Re: Credit Score List!

I got the Disco More when I was hovering 650.  They pulled and said 633.  Also have a BK.

 

Now, I'm 670 and AMEX won't approve because of the BK.. you might want to put an asterisk letting people know that CScore is only one factor.  Not that we don't know that here, but I'd guess this will show up on an internet search pretty quickly and someone might get the wrong idea (reading only the one post) then get mad at us.  Smiley Happy

 

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 13 of 42
SoulMaster
Established Contributor

Re: Credit Score List!

Also, I got my Barlcays apple ~660.

 

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 14 of 42
Anonymous
Not applicable

Re: Credit Score List!

One of the best resources to get a snapshot of cardholder statistics is actually Credit Karma. The TU score they provide is a FAKO but it should still give some relative perspective about what the range of scores is for a particular card, as well as a whole bunch of other useful distributions for credit limit, age of cardholder, average debt, etc. These stats are an aggregate of all their users with this card reporting so even if the score is not 100% accurate the other info is.

 

Here's an example of a popular card on this forum: Blue Cash Everyday (sample size = 431)

http://www.creditkarma.com/creditcard/CCAmericanExpressCard54

http://reviews.creditkarma.com/credit-cards/CCAmericanExpressCard54/1/

 

Average score: 732

Lowest score: 650

 

Score distribution:

50% above 750

30% 701-750

16% 651-700

3% 650 or below

 

There are other graphs for average credit line by score, etc.

Message 15 of 42
Brian_Trying_700
Frequent Contributor

Re: Credit Score List!

Zync 556 here. October 2011

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 16 of 42
Anonymous
Not applicable

Re: Credit Score List!


@afbar1114 wrote:
how long have you had slate

1 year and 1 month

Message 17 of 42
911gt34life
Established Contributor

Re: Credit Score List!

why you list citi under chase ?

>
Message 18 of 42
sandman2435
Established Contributor

Re: Credit Score List!

I think it all depends who looks at your app..and if u get turned down and who u get to recon your app...Im at about 720 on all 3 and still can not get a prime citi card...or a penfed visa...so Im done applying...and I have had credit for 21 years and owe nothing on any cards as I pay in full every month and have a 6 figure income...I really think banks don't like seeing to much applying for too much credit at once they seem to get kinda spooked about it

Message 19 of 42
Anonymous
Not applicable

Re: Credit Score List!


@Brian_Trying_700 wrote:

Zync 556 here. October 2011


Did they give you NPSL or the $500 limit?

Message 20 of 42
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