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Credit card question

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Anonymous
Not applicable

Re: Credit card question

ok guess im confused cause if i pay on the 7th in full then it reports on the 10th that there is a 0 ballance? should i wait until the 8th to purchase something? i guess that leaves me with a 2 day window?

Message 11 of 15
Closingracer99
Valued Contributor

Re: Credit card question


@Anonymous wrote:

ok guess im confused cause if i pay on the 7th in full then it reports on the 10th that there is a 0 ballance? should i wait until the 8th to purchase something? i guess that leaves me with a 2 day window?


If your Billing cycle ends on the 10th  it means if your Billing cycle ends on August 10th you have till september 7th to pay the min payment which would be either your Balance or $35 ( err maybe 25 for capital one idk) whichever is lower.

 

 

My Billing Cycle ends on the 2nd and payment due is on the 28th so I have till the 28th to pay the balance or $35 whichever is lower 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 12 of 15
Anonymous
Not applicable

Re: Credit card question

so basically just make sure that on the 9th of each month my ballance is between 1-9%?

Message 13 of 15
Closingracer99
Valued Contributor

Re: Credit card question


@Anonymous wrote:

so basically just make sure that on the 9th of each month my ballance is between 1-9%?


Yes basically Smiley Happy


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 14 of 15
Anonymous
Not applicable

Re: Credit card question

thank you so much.

Message 15 of 15
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