Credit limit increase policy compilation

[HiLine]

I thought I would create a list for future reference, given how frequently the same questions are repeated. I don't know all banks' policies, so please fill in folks

Amex: SP, up to 3x, every 6 months (60 days since opening for the first time)

Bank of America: HP, sometimes SP

Barclaycard?

Capital One?

Chase: HP

Citi: SP if automatically eligible; HP for more

Discover: SP if automatically eligible; HP for more

General Eletric Capital Retail Bank?

US Bank?

Wells Fargo?

Credit unions?

[wHiTeSoL]

Cap1 - SP every 6 months if requested

[Anonymous]

Barclay is HP if initiated by customer, if I'm not wrong.

Us bank and Wells Fargo can be SP or HP.

[Themanwhocan]

Try this post:

http://ficoforums.myfico.com/t5/Credit-Cards/Check-to-see-if-a-card-pull-Hard-or-Soft-when-requestin...