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DCU question

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Cali_Credit
Frequent Contributor

DCU question

I applied a week ago  and was approved for $1500, the lady asked me to send in 3 months paystubs, but with work and the holidays i havn't had the chance to send. I login to my DCU checking an dthe credit card was there, i wondering if i really need to send those stubs or what ? Anyhow ill get around to after X-Mas, OT at work is nuts!

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 1 of 6
5 REPLIES 5
Revelate
Moderator Emeritus

Re: DCU question


@IECredit wrote:

I applied a week ago  and was approved for $1500, the lady asked me to send in 3 months paystubs, but with work and the holidays i havn't had the chance to send. I login to my DCU checking an dthe credit card was there, i wondering if i really need to send those stubs or what ? Anyhow ill get around to after X-Mas, OT at work is nuts!


I would; however, are you certain you heard her correctly assuming you're W-2 employed?  I only ponied up two paystubs for both a credit card, and later an auto loan with DCU and they never required anything more.  That's nearly an ubiquitous standard for the industry actually, so I would be very surprised (as they were both within the last year) if that changed.




        
Message 2 of 6
visorboy1974
Valued Contributor

Re: DCU question

They'll probably keep asking you for them until you do send them in.  

 

Better to just do it and get it out of the way when you can.  I'd hate to get cut off and go to pay for something and get the DECLINED message.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 3 of 6
nicholasyud
Valued Contributor

Re: DCU question


@visorboy1974 wrote:

They'll probably keep asking you for them until you do send them in.  

 

Better to just do it and get it out of the way when you can.  I'd hate to get cut off and go to pay for something and get the DECLINED message.  


Exactly......

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 4 of 6
Cali_Credit
Frequent Contributor

Re: DCU question

Thanks all for replys and yes I'm planning to send right after Xmas! =) glad I got approved. 1500$ is my highest limit and I don't wanna mess that up =]
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 5 of 6
eviLution
Established Contributor

Re: DCU question

I used my printer/scanner to scan my paystub and emailed it to them. simple


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 6 of 6
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