Date With The LUV Button!

[Anonymous]

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John060675 wrote:

You make it sound like it is a denial.  Oh well, such is life.

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not sure. i have seen posts where the instants (and i'm not speaking from experience) say something like congrats, your new credit line will be available for use in 15 minutes.

i really wish you the best of luck. you can call in the morning and ask to speak with someone from thier balance transfer and credit limit increase dept.

[Anonymous]

John060675

What is your current cl?  And what amount of a cli did you ask for? just curious...

[John060675]

Current CL $2000

Asked for their opinion on what CLI I should go for, and they said between $3000 and $5000.  That is what she said she tried.

[Anonymous]

So what's the deal? Any word?

[John060675]

In the words of the great Seinfeld philosopher, The Soup Nazi, "No Soup For You!!!!"

I looked online this afternoon, and my CL has not changed.  No worries, only 29 more days before I have my second date with the LUV button!

[Anonymous]

sorry to hear how it turned out.

i'm waiting it out again myself, new strategie though. i have pif and will not use the card for the entire 30 days, maybe that'll get them to warm up to me.

[John060675]

Is it possible to write a reconsideration letter for a CLI?  I will not do it this time, but just for future times.

[Anonymous]

Yes, but my recon was not w/ them- but w/ a CC that hadn't done a CLI in a full year that I had a good pmt. hist. w/.

I would do this- establish a six mos. history w/ them and then re ask for CLI. I am willing to bet you get a good one that time.

An advisor on the phone told me that I could ask for a CLI once every six mos.

[Anonymous]

Reason I post this is cuz all the lenders are tightening terms- and it will do you good to establish at least a six mos history w/ them so they don't think you are trying to up your limit sky  high and charge it all up and skip town.

hehe. Now I KNOW you would never do that!

[John060675]

Definitely not!  There was a time when I was young and dumb, and I am still paying for it even today!  Never again!