Debating to try for Amex again?

[dodgerslv]

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@myjourney wrote:

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@dodgerslv wrote:

thank you all for your input...since its a SP i will try one more time. If declined i will leave it alone for a good 4-6 months and try again.

Always PIF for my current AMEX cards...overall utilization 10%

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Good luck 

swing for the fence 

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hehe...thanks journey, im kinda leaning towards waiting at least a couple of more months...i think the longer i wait the better chace not only of being approved but getting a nice limit.

[myjourney]

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@dodgerslv wrote:

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@myjourney wrote:

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@dodgerslv wrote:

thank you all for your input...since its a SP i will try one more time. If declined i will leave it alone for a good 4-6 months and try again.

Always PIF for my current AMEX cards...overall utilization 10%

---

Good luck 

swing for the fence 

---

hehe...thanks journey, im kinda leaning towards waiting at least a couple of more months...i think the longer i wait the better chace not only of being approved but getting a nice limit.

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You know me...Honesty Lol

I think you should wait a little longer too 

But if you take the swing with bases loaded I hope its a grand-slam 

[dodgerslv]

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@myjourney wrote:

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@dodgerslv wrote:

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@myjourney wrote:

---

@dodgerslv wrote:

thank you all for your input...since its a SP i will try one more time. If declined i will leave it alone for a good 4-6 months and try again.

Always PIF for my current AMEX cards...overall utilization 10%

---

Good luck 

swing for the fence 

---

hehe...thanks journey, im kinda leaning towards waiting at least a couple of more months...i think the longer i wait the better chace not only of being approved but getting a nice limit.

---

You know me...Honesty Lol

I think you should wait a little longer too 

But if you take the swing with bases loaded I hope its a grand-slam 

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i sure do!....lol. I am a few days aways from earning my bronze spade, once i have that i will want to keep going and earning the next one up...silver and so on, kinda like you journey, follow your footsteps!!...lol

[Anonymous]

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@dodgerslv wrote:

well, been wanting to get the delta amex or hilton surpass (would get good use of them) but have been denied the last 4 attempts. This has been in a period of an 8 month span. Everytime the reason has been because of low fico score (usually have it in the low 700s), INQs and account balances. Completely understand the INQ (have over 30 in the last 2 years with most being in late 2012-mid 2013). The last time attempted was in late Dec. of last year. I have added 2 INQ since then, 4 in the last 7 months total. I know its a SP if denied but dont want to seem desperate. Will it raise a red flag if i try for the 5th time? or should i wait a couple of more months. Will be flying down to central america in march and like the delta direct flight there. Dont really care that much about the Surpass but i heard they tend to be generous. Also would help my AAoA since it will be backdated to 1995. My utilization is at 10% right now with 4 new accounts in the last 6 months. My AAoA is 3yrs 10 months.

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Denied 4 times in 8 months = Desperate, but if you want to go for #5 I guess it wouldn't hurt. As they say try, try, try, try, and try again....

[dodgerslv]

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@Anonymous wrote:

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@dodgerslv wrote:

well, been wanting to get the delta amex or hilton surpass (would get good use of them) but have been denied the last 4 attempts. This has been in a period of an 8 month span. Everytime the reason has been because of low fico score (usually have it in the low 700s), INQs and account balances. Completely understand the INQ (have over 30 in the last 2 years with most being in late 2012-mid 2013). The last time attempted was in late Dec. of last year. I have added 2 INQ since then, 4 in the last 7 months total. I know its a SP if denied but dont want to seem desperate. Will it raise a red flag if i try for the 5th time? or should i wait a couple of more months. Will be flying down to central america in march and like the delta direct flight there. Dont really care that much about the Surpass but i heard they tend to be generous. Also would help my AAoA since it will be backdated to 1995. My utilization is at 10% right now with 4 new accounts in the last 6 months. My AAoA is 3yrs 10 months.

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Denied 4 times in 8 months = Desperate, but if you want to go for #5 I guess it wouldn't hurt. As they say try, try, try, try, and try again....

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Haha...i know, oh well, my itch is going away so i hope it stay away for at least 4 months.