Delta Amex upgrade question

Noctilum · ‎04-27-2022

I had a Delta Reserve that I downgraded to Delta Blue during the start of the pandemic since travel wasn't going to happen for me.

I received an offer a couple of months ago to get 20k miles for upgrading to Delta Gold for $2K spend so I took it since I'll start traveling again this summer.

I got the bonus and what do you know I now have an offer to boost to Delta Platinum with another 20K with $2K spend, just a month after receiving the last bonus.

Do you think it wise to continue the upgrade path so soon? Any chance Amex will clawback anything? Heck, if they offer me an upgrade from Delta Platinum to Delta Reserve quickly I might just take that too then since the goal was to get back there any ways.

Oddly enough Amex just gave me a CLI out of the blue once I started using it again. $11K to $15K. I didn't even ask for it.

Zolomon · ‎04-27-2022

I don't believe Amex would claw back anything since they are the ones reaching out to you with upgrade bonus offers. "How dare they accept our offers!" sounds ridiculous.

Personal cards:

Business cards:

K-in-Boston · ‎04-27-2022

As long as they are offering and it makes sense for you, go for it! They are not going to claw back an offer unless you downgrade a card within a year or participate in rewards abuse. And since you keep the anniversary date of your card, short-term the AFs should be prorated and you'll snag that companion certificate sooner.

Anonymous · ‎04-27-2022

I have the Amex green card, and gold delta skymiles card. How could I find out if I have an upgrade offer?

NRB525 · ‎04-28-2022

@Anonymous wrote:
I have the Amex green card, and gold delta skymiles card. How could I find out if I have an upgrade offer?

My experience has been that offers with points showed up on a splash screen on a PC browser when I logged in to the AMEX site. That was for the upgrade offers with points. In the case of upgrades with no points, those are frequent, in the list of AMEX merchant offers, along with reminders like personal loan offers, adding an authorized user and Pay Over Time reminders.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Brian_Earl_Spilner · ‎04-28-2022

@Anonymous wrote:
I have the Amex green card, and gold delta skymiles card. How could I find out if I have an upgrade offer?

When you go to check for pre-approval on the card screen it will either show a splash screen with all of your cards and if there's an offer for them, or the individual card will have a request button instead of apply.

SuperFlyEDSguy · ‎10-20-2022

@NRB525 wrote:
@Anonymous wrote:
I have the Amex green card, and gold delta skymiles card. How could I find out if I have an upgrade offer?
My experience has been that offers with points showed up on a splash screen on a PC browser when I logged in to the AMEX site. That was for the upgrade offers with points. In the case of upgrades with no points, those are frequent, in the list of AMEX merchant offers, along with reminders like personal loan offers, adding an authorized user and Pay Over Time reminders.

Those are both excellent points to know about! Thank you! I had no idea that upgrade offers, points or no points, would show up when specifically browsing on a PC browser instead of using an iPad! I also didn't realize that they could show up alongside other offers!

I would really like to upgrade a specific AMEX card and was looking for tips & tricks on prompting upgrade offers!

Open Accounts: AMEX Platinum Card: NPSL • AMEX Gold Card: NPSL • PayPal Cashback World Mastercard: $24K • NFCU More Rewards AMEX: $23K • NFCU Platinum Visa: $23K • NFCU Visa Signature Flagship Rewards Card: $20K • Fidelity Rewards Visa Signature Card: $15K • Bread 2% Cashback AMEX: $11,650 • U.S. Bank Altitude Go Visa Signature Card: $10K • Verizon Visa Signature Card: $10K • Amazon Prime Store Card (Synchrony Bank): $10K • Discover it Miles: $9.5K • AAA Visa Signature (Daily Advantage) Card: $6.7K • Discover it Cash Back: $6.5K • Target Circle Mastercard (AU): $6K • PayPal Credit (Synchrony Bank): $5,650 • Dell Pay Credit: $5.5K • Truist Bank Future Visa Card: $5K • My GM Rewards Mastercard: $4.5K • GS Apple Card: $3,250 • Capital One Savor Mastercard: $3.1K • AMEX Blue Cash Preferred (BCP): $3K • Kohl’s Card: $3K • Merrick Bank Double Your Line MasterCard: $2.5K • AMEX Blue Cash Everyday (BCE): $1.3K • AMEX Delta SkyMiles Blue Card: 1.1K

Open Loans: BestEgg Personal Loan (Signature): $22,000 @ 16.15% • Capital One Auto Loan: $9,358 @ 9.78%

Closed Accounts: Target RedCard (Please sir, may I have some more? NO!) • AMEX Delta SkyMiles Cards (Platinum, Gold, & Blue) Various PCs • Walmart Rewards Mastercard (EOL, PC to Capital One Savor Mastercard) • Mercury Mastercard (APR hit 34.24%! Ouch!) • Tomo Visa Signature Card (Low SL/CL, High APR!) • Ollo Platinum MasterCard (Subprime, Low SL/CL, High APR!) • Upgrade Card (Low SL/CL, High APR!) • Aspire MasterCard (Subprime, “Account closed due to inactivity!”) • Various Capital One Cards (Platinum, QuicksilverOne, Quicksilver, & SavorOne) (Buckets!!!)

“I can’t…” are likely the two most overused words in our vocabulary!
100% On Time / 0% Lates!
Last Updated on 1/13/2025.