Today I receive a invitation from Discover to application for a personal loan up to $25,000, and unlike the IR on the loan offers a couple years back from Household finance. the IR falls between 7.99 and 18.99. Has anyone else received this? I find this funny because 2.5 years back I was deny by Discover for not having enough of a credit history. I haven't applied for anything in a year and a half. ( Desperate for PenFed) Trying to ride out the crunch.
Congratulations. You are among a select group of customers(EXP sold us your file) who have been pre-approved to apply for a loan(isn't everyone pre-approved to apply) of up to $25,000. And because of your excellent use of credit, you can get a decision in as little as five minutes. There are no annual fees of application fees... no prepayment penalties... and no collateral is required. We can even pay your creditors directly, upon approval..
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