Differenct in Score Amex/Myfico

[Anonymous]

I signed up for Amex credit monitoring service and got my report and scores for all three credit bureaus, the odd thing is that I pulled myfico report for all three reports also and the scores totally differs from what amex shows, amex is lower by almost 20 points on all three. which should i believe amex or myfico.

[Anonymous]

That's not odd at all - the scores you get with AmEx's CreditSecure are PLUS scores, and the scores you get through myFICO are, well... FICO scores. The PLUS scores mean absolutely nothing, so 'believe' the FICOs. And congrats on the fact that they are the higher of the two sets!!

[Anonymous]

Great, thanks for the reply. was a bit worried there for a second especially since my transnion went above 700 for the first time ever, still working on the other two