Direct Merchants Bank

[MsKmm00]

Does/Did anyone have a CC issued by Direct Merchants Bank. Any experience getting a credit limit increase or APR reduction? Any issues of concern with the company? Thanks in advance for any feedback.

[MsKmm00]

Anyone???

[haulingthescoreup]

Have you tried doing a search here on direct merchants? I use the search box up on the top right. I know that I've read posts about them, but I'm afraid that I don't have any personal experience.

[Marvintran]

Is this a discover card? If it is then its just a marketing name issues by HSBC. For there Discover card. Just like Orchard Bank or House Hold Bank.

[Anonymous]

I have the American Dreamcard from DMB, which is as mentioned HSBC. CS sucks and they have not given me CLI upon request, but they did renew my 0% APR for another 6 months and decreased my standard APR by a few points.

[Red1Blue]

I have a cobranded Direct Rewards Discover Card. That is from HSBC. But it started out as a DMB Card before HSBC purchased DMB. It is issued and managed by HSBC now.

[ficonovice]

I've had a direct Merchants card for around 7 years now. Received 3 automatic CLI, one for $700.00, then 2 for $1,500 (one of them last month after finally PIF my card).  Overall, I've been satisfied with them though I'll only be using sparingly moving forward..

[Anonymous]

Were these CLI's given by HSBC or were they given by Direct Merchants Bank before the card was taken over by HSBC?

[MsKmm00]

I received a Discover Card.  Didn't realize just runs on the network so I am not eligible for the cash back. Had the card for over a year, no late payments, however I have received no CLI's or reduction in APR.  Just wondered how they are to deal with.

[Anonymous]

Are you referring to the Direct Rewards Discover Card from HSBC?