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Disco Cash Adv? BT? Both?

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aynot4fitness
Contributor

Disco Cash Adv? BT? Both?

Disco calls this a BT, but its cash in the bank at a promo rate of 3% w/ 12 mo repayment.

 

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Message 1 of 3
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Remedios
Credit Mentor

Re: Disco Cash Adv? BT? Both?

It's a BT. Disco allows money to be deposited to checking, hardly unique to them. 

They (just like many other lenders) will mail checks in addition to card to card BT  

 

 

Message 2 of 3
FinStar
Moderator Emeritus

Re: Disco Cash Adv? BT? Both?

As mentioned above, Discover is one of a select few lenders that allows BTs to be deposited into a checking account via ACH which won't code as a cash advance. Other FIs such as Citi, Barclays, Bank Of America, etc., have similar BT feature.

Message 3 of 3
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