Discover Account Combination?

[grillandwinemaster]

Who has, or had both a Discover IT and a Discover Miles card? 

Have you attempted to close one and combine credit limits in the past? Does Discover allow this? 

I'm considering applying for a Discover Miles to take advantage of the double your cash back promotion, and I would really like to combine the two accounts into one. 

Please share your experience with Discover. 

Thanks!

[Anonymous]

I feel like i've read somewhere in this forum that someone was able to combine their cards...but I could be way off too!

[austinguy907]

Min of 3 months before they allow a combination of CL's.

Some have done this, others have applied and been offered to add to existing CL, and others dumped the 2nd card because they didn't get what they wanted for a CL.

[grillandwinemaster]

So it sounds like it's possible, but merely conjecture as of right now. If anybody has done this with Discover, your input is appreciated. 

[UFGuy2006]

I tried two weeks ago and was told no.

[Viva-LV]

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@UFGuy2006 wrote:
I tried two weeks ago and was told no.

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Same here.

[manyquestions]

When I call and ask for a CLI they tell me I can either combine my two cards, closing one of them, or move part of one to the other.  There may be other conditions that apply because whenever there is a thread like this you see reports of those who have combined, those who have been offered the option, and those who are told they can't.  It may depend on age of accounts and one or two other factors. Both of my cards (IT and Miles) are over 12 months old. I don't remember being offered combining before that.

For those of you who were told no. Are both your cards 12 months old?  I've never asked to combine, it's like they try and push it on me when I call for a CLI. They seem to want me to do it.   If you want to combine, you might want to ask for a CLI on both cards and see what they say.

[Viva-LV]

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@manyquestions wrote:

When I call and ask for a CLI they tell me I can either combine my two cards, closing one of them, or move part of one to the other.  There may be other conditions that apply because whenever there is a thread like this you see reports of those who have combined, those who have been offered the option, and those who are told they can't.  It may depend on age of accounts and one or two other factors. Both of my cards (IT and Miles) are over 12 months old. I don't remember being offered combining before that.

For those of you who were told no. Are both your cards 12 months old?  I've never asked to combine, it's like they try and push it on me when I call for a CLI. They seem to want me to do it.   If you want to combine, you might want to ask for a CLI on both cards and see what they say.

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That's good to know.  My Miles card turns a year old in June, don't use it like I should, though.  Maybe I'll try to combine this fall.  Thanks!

[Anonymous]

Good information to have just in case someone wants to do it. Thanks for starting the thread.

[grillandwinemaster]

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@manyquestions wrote:

If you want to combine, you might want to ask for a CLI on both cards and see what they say.

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You might be on to something here.