No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have been trying to prequal for a discover (included in ch7 for 2K) Has the account with no lates up until Ch7 for 6 years - has a 5K limit prior.
I kept getting denied on prequal - stating Status of Existing Discover Account
Ch7 was April 2019 Discharged, Filed Janurary 2019. Amex was approved March 1st 2024
Well i thought let me try a 5 years from the DISCHARGE date... which was begining of april Well now i have a PREAPPROVAL (hey its for the secured card, which i will not apply for....) I MAY Apply for the IT or NHL card in a few months now that I'm not blacklisted so to speak.
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
Congrats
Good DP's. Thanks and Congrats on getting off the dreaded Blacklist !