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Discover - After Ch7 - Prequal Link

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MyDataMyChoice
Valued Contributor

Discover - After Ch7 - Prequal Link

I have been trying to prequal for a discover (included in ch7 for 2K)    Has the account with no lates up until Ch7 for 6 years - has a 5K limit prior.

I kept getting denied on prequal - stating Status of Existing Discover Account 

Ch7 was April 2019 Discharged, Filed Janurary 2019.    Amex was approved March 1st 2024 

 

Well i thought let me try a 5 years from the DISCHARGE date... which was begining of april   Well now i have a PREAPPROVAL   (hey its for the secured card, which i will not apply for....) I MAY Apply for the IT or NHL card in a few months now that I'm not blacklisted so to speak.


All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

                       
Lines of Credit:   
Personal Loan:  

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 1 of 3
2 REPLIES 2
Linnaea
Frequent Contributor

Re: Discover - After Ch7 - Prequal Link

Congrats 

Message 2 of 3
Creditwiser
Valued Contributor

Re: Discover - After Ch7 - Prequal Link

Good DP's. Thanks and Congrats on getting off the dreaded Blacklist !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
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