Discover Application... What does this mean?

[Anonymous]

Ay carumba.  I was hoping to app with Discover next year.  Creditaddict - can you remind me where you're at in the bk world?  For some reason, I was thinking they would look at you if your scores were high, even with a bk in the past.

[Anonymous]

I just got my Discover Card this month.  I wasn't aware they had a Household Bank option.  Could you go into detail about this? 

Did you apply at the discovercard.com website proper or was a a different Discover branded card?  Also, which card did you try for?  I believe they have 4 options right now, Discover More, Discover Motiva, Miles and Escape.

[Anonymous]

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Mizu wrote:

I just got my Discover Card this month.  I wasn't aware they had a Household Bank option.  Could you go into detail about this? 

Did you apply at the discovercard.com website proper or was a a different Discover branded card?  Also, which card did you try for?  I believe they have 4 options right now, Discover More, Discover Motiva, Miles and Escape.

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You apply at the DFS website. Your app is diverted to an HSBC offering if it is not up to snuff for DFS but good enough for HSBC. The HSBC issued Discover card is not the same product - it has an AF, higher APR and is lacking the benefits. Many who accept this card as a substitute for a DFS issued product end up wishing they hadn't.