Discover Approval No Inquiry? - myFICO® Forums - 4952749

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As some of you may know, yesterday I was approved for Discover... $11K SL.

Oddly enough, I don't see an inquiry from Discover. I have logged into myFico several times since the approval and checked my reports and alerts. Nothing.

Could this be possible? A SP?

I've been getting weekly mailers from them.

I'd be thrilled if an inquiry doesn't show up!! If anyone can shed some light on this, let me know.

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

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7 REPLIES 7

Wait for it . I ve often heard and sometimes ecperienced that myFico can be a tad late to the party on alerts . If it happens welcome to Legend Status because anytime ive breathed in their direction, ive been rewarded with have a great day now enjoy our hard pull little fella

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I feel like you may be unpleasantly surprised at some point in the near future Although how cool would that be if it was a SP?!

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It'll come in due time..

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You will certainly get a HP. Are you using the 3b monitoring service form here or pull new reports? I pretty much can gurantee you have a HP and most likely on EQ.

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Scratch that. Soon after I made this post, I got the alert lol. Oh well, it was wishful thinking.

They pulled Equifax.

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

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This is one of my biggest complaints with the myFICO monitoring service....it's days behind. I really wish they would work on this issue. I keep credit karma, free service, because I get instant notice with this on EQ and TU. If someone runs my credit, I'd like to know asap not days later.

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+1 Charliefoxtrot, whats the point in getting alerts when alerts are supposed to be in real time.

Congrats though UM, you know,Disco loves ya when only pulling once

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