cancel
Showing results for 
Search instead for 
Did you mean: 

Discover Auto-CLI: How does it work?

tag
SomeGuyOnTheWeb
Regular Contributor

Re: Discover Auto-CLI: How does it work?

Speak of the devil!

 

I logged into my Discover account today to find my CL increased from $7,500 to $9,500 Smiley Happy

EQ - 727
TU - 752
EX - 774
Message 31 of 36
mongstradamus
Super Contributor

Re: Discover Auto-CLI: How does it work?


@SomeGuyOnTheWeb wrote:

Speak of the devil!

 

I logged into my Discover account today to find my CL increased from $7,500 to $9,500 Smiley Happy


congrats thats an nice cli , for me still nothing i am just waiting for them to give me my new fico hopefully tue or wed :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 32 of 36
vygotsky
Contributor

Re: Discover Auto-CLI: How does it work?

Next week will be one year since I got my IT, CL 500$ Smiley Indifferent I have yet to see a cli of any kind. Should i call in at the one year mark? If so how much should I ask for? Fico accoring to discover 738, reported income is 50k. Other trade lines 7k freedom, 5k amex, 1k Boa BBR. All will be at 0-10% util next week.

FICO 733 (Discover)
Message 33 of 36
mongstradamus
Super Contributor

Re: Discover Auto-CLI: How does it work?


@vygotsky wrote:

Next week will be one year since I got my IT, CL 500$ Smiley Indifferent I have yet to see a cli of any kind. Should i call in at the one year mark? If so how much should I ask for? Fico accoring to discover 738, reported income is 50k. Other trade lines 7k freedom, 5k amex, 1k Boa BBR. All will be at 0-10% util next week.


It depends on if you want to do an HP or SP cli. If you wanna do sp cli you can try to log on to you accound and request cli , it will tell you if you qualify for an sp cli or not. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 34 of 36
vygotsky
Contributor

Re: Discover Auto-CLI: How does it work?


@mongstradamus wrote:

@vygotsky wrote:

Next week will be one year since I got my IT, CL 500$ Smiley Indifferent I have yet to see a cli of any kind. Should i call in at the one year mark? If so how much should I ask for? Fico accoring to discover 738, reported income is 50k. Other trade lines 7k freedom, 5k amex, 1k Boa BBR. All will be at 0-10% util next week.


It depends on if you want to do an HP or SP cli. If you wanna do sp cli you can try to log on to you accound and request cli , it will tell you if you qualify for an sp cli or not. 


It says it would be a sp but will i get a higher cli with a hp?

FICO 733 (Discover)
Message 35 of 36
mongstradamus
Super Contributor

Re: Discover Auto-CLI: How does it work?


@vygotsky wrote:

@mongstradamus wrote:

@vygotsky wrote:

Next week will be one year since I got my IT, CL 500$ Smiley Indifferent I have yet to see a cli of any kind. Should i call in at the one year mark? If so how much should I ask for? Fico accoring to discover 738, reported income is 50k. Other trade lines 7k freedom, 5k amex, 1k Boa BBR. All will be at 0-10% util next week.


It depends on if you want to do an HP or SP cli. If you wanna do sp cli you can try to log on to you accound and request cli , it will tell you if you qualify for an sp cli or not. 


It says it would be a sp but will i get a higher cli with a hp?


I would say probably, what i would do if i were you is do sp and see what you can get if its not enough than do an hp? 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 36 of 36
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.