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Discover Auto-closing accounts in December if unused

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Anonymous
Not applicable

Discover Auto-closing accounts in December if unused

Logged in to pay my discover and was greeted with this message.  

 

Seems like thier analytics department could've found which cards were inactive and targeted them instead of all open or active users.  

 

 

 http://imgur.com/a/OtK3m

 

Message 1 of 12
11 REPLIES 11
dragontears
Senior Contributor

Re: Discover Auto-closing accounts in December if unused

I haven't seen that message
Message 2 of 12
Anonymous
Not applicable

Re: Discover Auto-closing accounts in December if unused

I haven't seen it either but my discover is new so I guess it wouldn't make sense.

 

Of course, it also doesn't make sense to threaten closure for non-activity when you have a balance.

Message 3 of 12
Anonymous
Not applicable

Re: Discover Auto-closing accounts in December if unused


@Anonymous wrote:

I haven't seen it either but my discover is new so I guess it wouldn't make sense.

 

Of course, it also doesn't make sense to threaten closure for non-activity when you have a balance.


1+ This! I always thought having and paying on a balance was activity. 

Message 4 of 12
austinguy907
Valued Contributor

Re: Discover Auto-closing accounts in December if unused

This is why you put a monthly bill on them and autopay.  Don't lose your rewards just because you don't want to use it because the limit is low.  Also, hit the CLI button monthly with your autopay and you should have some luck every once in awhile.

Message 5 of 12
red259
Super Contributor

Re: Discover Auto-closing accounts in December if unused

That's annoying since you have a balance. I did a BT to cap 1 card and just pay it down each month. I don't add any new charges to the card because of that. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 6 of 12
Anonymous
Not applicable

Re: Discover Auto-closing accounts in December if unused


@Anonymous wrote:

I haven't seen it either but my discover is new so I guess it wouldn't make sense.

 

Of course, it also doesn't make sense to threaten closure for non-activity when you have a balance.


 

^this!

 

Logged back in a few miuntes ago and still getting the pop-up.  Not worryiing about it but just seems odd and wanted to give people who may of sock drawered the card. 

Message 7 of 12
brother7
Established Contributor

Re: Discover Auto-closing accounts in December if unused

My friend received that message. The odd thing is her most recent transaction was 2 weeks ago.



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 8 of 12
Anonymous
Not applicable

Re: Discover Auto-closing accounts in December if unused


@Anonymous wrote:

I haven't seen it either but my discover is new so I guess it wouldn't make sense.

 

Of course, it also doesn't make sense to threaten closure for non-activity when you have a balance.


Agreed!

Message 9 of 12
Anonymous
Not applicable

Re: Discover Auto-closing accounts in December if unused


@brother7 wrote:

My friend received that message. The odd thing is her most recent transaction was 2 weeks ago.


It may be a system glitch due to a recent upgrade or something. I would call CS to verify the information or just use the card and see if you get the bonus. Thanks for the share.

Message 10 of 12
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