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Does Discover put you on a blacklist if you have an accoutn closed for inactivity?
In May of '09, I applied for a Discover More card, and was approved. The card never came in the mail. After a month, they said they sent a second card, but it never arrived.
In November, they closed the account for inactivity.
So, last fall, I reapplied. They declined me with a reason of "Status of prior account." I called for a recon and they denied that as well citing negative history on the previous account, which was never activated. They said to wait six months and try again.
This past week, I tried again, and the same reason was cited.
Is there a permanent blacklist for users whose accounts are closed for inactivity? I have not yet called for a recon based on this app.
Sounds wrong. You need to call and see what the status of the old account is.