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Just hit my 6 Month mark so I decided to call Discover and ask for a CLI. The Rep asked me why I wanted a increase and I stated that 1k was to low and I run around 2k per month in purchases and have to make multiple payments per month just to avoid maxing the card out. The request was denied(will receive a letter in mail)
Scores all over 700+ and UTI is 3% I think IM going to sock drawer Discover ![]()
@IECredit wrote:Just hit my 6 Month mark so I decided to call Discover and ask for a CLI. The Rep asked me why I wanted a increase and I stated that 1k was to low and I run around 2k per month in purchases and have to make multiple payments per month just to avoid maxing the card out. The request was denied(will receive a letter in mail)
Scores all over 700+ and UTI is 3% I think IM going to sock drawer Discover
SD it!! Mine is there until they show me luv!
Wow! That's crazy. Sorry about that. I wonder what the "reasons" will be in the letter. Please keep us posted.
Im assuming it was a Soft, I asked if there was a HP an they said no. I'm not sure how DIscover reviews there accounts for CLI but its annoying! Even Barclay doubled my CL at 6 months without even asking and little use of the card. I been using Discover for everything and let 3 Months report a bal and 3 months report at 0. No luck from them![]()
@IECredit wrote:Im assuming it was a Soft, I asked if there was a HP an they said no. I'm not sure how DIscover reviews there accounts for CLI but its annoying! Even Barclay doubled my CL at 6 months without even asking and little use of the card. I been using Discover for everything and let 3 Months report a bal and 3 months report at 0. No luck from them
They are extremely conservative.
Thats why i'm showing them my wallet hates extremely conservative cards. ![]()
They did the same thing to me, except I've had my card for 9-10 months with no luv. ![]()
Discover sure is a weird beast. It seems they'll hand out the new 'It' card to anyone who apps but yet someone using their card (and credit) responsibly can't get a simple CLI.
~kn
Sorry about the decline, but don't feel too bad. Chase has not shown me any luv in 4 yrs., and they issue other cards that I want.