Discover Card- App being reviewed, now they want a call!

[NICKI183]

I recently did a app for a Discover card and just received an email that said the following, "Thank you for your recent Discover(R) Card application. We are
currently reviewing your request and need some additional information
to continue processing. Please call us toll free at 866-421-0122,
Mon-Fri 9am-Midnight ET, Sat 9am-2pm ET          "

Is this a good sign?  I know my scores aren't high, but they didn't flat out deny me like most creditors.  Has anyone had any luck with the ...additional questions bid...any success stories or should I chuck this up as another DENIAL.

[Anonymous]

At this stage I would not count that as a denial at all.

I got the same message the day after I applied last Monday night. Only for me I got an automated phone message asking me to call them. I called immediately, gave them the info and was approved right then and there.

Message Edited by Sylviatob on 03-03-2008 03:12 AM

[NICKI183]

I guess you were correct. Today, I call the number they gave me and got some bad news & good news. The bad news is that I was not approved for the Discover Motiva; however, I was approved for the Direct Rewards Platinum Card through HSBC. I guess thats a fair shake. The CSR could not provide me with a CL, said I would receive the card in 7 days. APR 0 for six months, then 6% after.

[Anonymous]

Hey, congratulations Nicki!

[Anonymous]

I got turned down and was offered the HSBC Discover but I told them I didn't want that card but it came in the mail a week later

[NowIcare]

Silvia if you dont mind me asking what were your scores when approved for Discover and who did they pull?

[Red1Blue]

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NowIcare wrote:

Silvia if you dont mind me asking what were your scores when approved for Discover and who did they pull?

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I can answer that 999+

[Anonymous]

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NowIcare wrote:

Silvia if you dont mind me asking what were your scores when approved for Discover and who did they pull?

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I'm not Sylvia (tho we share some traits) but I app'd and was approved on the same day.  They pulled EX (656) for me in IN.

[Anonymous]

Thanks Peas. Just got in from shopping.

Discover pulled TU on me. My most recent TU score was generated on 01/18/07 with a 655

[Red1Blue]

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Sylviatob wrote:

Thanks Peas. Just got in from shopping.

Discover pulled TU on me. My most recent TU score was generated on 01/18/07 with a 655

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How come they pulled EX for me which is the lowest of all. If it was TU I might have had a better chance of getting it.