Back in 2004, I had a difficult financial time. The list of chargeoffs in early 2005 were Discover (2.5K), Cap1($500), BOA (2K), and Key Bank/Citi (Citi bought out Key Banks card services, also my oldest TL at 9 yrs with over 5K). I'm pretty happy with the CC's I have now, but I want my Discover back eventually. Cap1 took me back and I don't really want Citi or BOA back. But I loved my Discover card. I settled the account, however, for for just over 1K. It was an offer directly from Discover. It was never sent to a CA.
Last year, during my app spree, I applied for a Discover More card and was shot down. I have since obtained an Amex Delta Gold, but I just feel empty without my Discover. How long do you think I'll have to wait? Will I ever be able to get a Discover again?
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788
In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000
Mortgage 11/20
