Discover FICO?

[Anonymous]

What bureau does discover show FICO? Thanks

[SonDaeus]

FICO Credit Score Terms: Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores. This information is intended for and provided to the Primary cardmembers only that have an available score and is provided on the statement for individual accounts and on Discover.com for individual and joint accounts. See Discover.com/FICO about the availability of your score. Discover and other lenders may use different inputs like a FICO® Credit Score, other credit scores and more information in credit decisions.

[Anonymous]

It's TransUnion. I have noticed that it doesn't update as quickly as Barclay's does. Barclay's is also TransUnion.

In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/25-FICO: EQ - 789; TU - 776; EX - 681; GOAL: 780 across the board. Gardening until further notice.

[Anonymous]

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@Anonymous wrote:

What bureau does discover show FICO? Thanks

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It shows TransUnion for me.

[Jeff532003]

Wish I could find a few EX or EQ. I have both Barclay and Discover. I hear BOA may offer it soon. Hopefully not TU haha.

[Simply827]

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@Jeff532003 wrote:
Wish I could find a few EX or EQ. I have both Barclay and Discover. I hear BOA may offer it soon. Hopefully not TU haha.

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PSECU gives EX, and I think Amex may be toying around with the idea.

DCU, and Citi give EQ.

Chase offers a FICO with their Slate card, it would be either EX or EQ.

[Themanwhocan]

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@Simply827 wrote:

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@Jeff532003 wrote:
Wish I could find a few EX or EQ. I have both Barclay and Discover. I hear BOA may offer it soon. Hopefully not TU haha.

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PSECU gives EX, and I think Amex may be toying around with the idea.

DCU, and Citi give EQ.

Chase offers a FICO with their Slate card, it would be either EX or EQ.

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First National Bank of Omaha gives EX scores.

[Gunnar419]

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@Anonymous wrote:

It's TransUnion. I have noticed that it doesn't update as quickly as Barclay's does. Barclay's is also TransUnion.

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Discover updates once a month, right around statement time. It updates whether or not you've had any significant credit events during the month.

Barclays updates whenever you've had any significant (to THEM) events on your credit. If your credit is fairly inactive, they'll update only about once every 10 weeks. (This is both per an official statement from Barclays and my own observations.) What Barclays considers significant isn't necessarily what we might consider significant. They will ignore big changes due to utilization, for example, but if a new inquiry or new account changes your score, they're right on it because credit seeking is one of their triggers.

Sorry, OP. Off topic. Yeah, I'd like to have a good EX or EQ FICO score, but I want it on one of my existing accounts (Amex?) because I'm not looking for more credit. Too much TU!

[Anonymous]

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@Gunnar419 wrote:

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@Anonymous wrote:

It's TransUnion. I have noticed that it doesn't update as quickly as Barclay's does. Barclay's is also TransUnion.

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Discover updates once a month, right around statement time. It updates whether or not you've had any significant credit events during the month.

Barclays updates whenever you've had any significant (to THEM) events on your credit. If your credit is fairly inactive, they'll update only about once every 10 weeks. (This is both per an official statement from Barclays and my own observations.) What Barclays considers significant isn't necessarily what we might consider significant. They will ignore big changes due to utilization, for example, but if a new inquiry or new account changes your score, they're right on it because credit seeking is one of their triggers.

Sorry, OP. Off topic. Yeah, I'd like to have a good EX or EQ FICO score, but I want it on one of my existing accounts (Amex?) because I'm not looking for more credit. Too much TU!

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Thanks, i do have EX monitoring. 

[Anonymous]

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@Simply827 wrote:

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@Jeff532003 wrote:
Wish I could find a few EX or EQ. I have both Barclay and Discover. I hear BOA may offer it soon. Hopefully not TU haha.

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PSECU gives EX, and I think Amex may be toying around with the idea.

DCU, and Citi give EQ.

Chase offers a FICO with their Slate card, it would be either EX or EQ.

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Are you sure about DCU? Why i don't see it on my account?