jmbfl wrote:
Also, I recently got a mailed offer for a Discover card directly from Discover, which looked pretty good. I find this all very interesting since I burned Discover in the past (unpaid CO now off CR's/outside SOL). Are these offers boobytrapped or does Discover really not blacklist forever?
I opened a Disc card while in college (1992) with an orig 1500 CL. On an old report I was able to find that that acct had 2x30d, 3x60d and 3x90d. DOLA was 10/04 and the acct was settled for less than orig balance.
Fast forward to Feb 08 -- I applied for and received a Disc More acct w/ an 1100 CL. It is sad, compared to my other TLs (except Amex), but I got it. They pulled EX which was around 656 at the time.
I don't have any experience with Disc Financial.
HTH-
Peas
