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Discover High Balance?

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FireMedic1
Community Leader
Mega Contributor

Discover High Balance?

Ok Discover gurus and Austin. On all CC's the creditor always shows your highest balance (or charged in 1 month), or the highest amount you have charged in a given month (unless others dont) that was charged on the card. Since having the Discover card 9 months. And running thousands thru it to build the 1 year cash back double bonus. It says $30 as the highest on all FICO CRA's. Which is what I posted once. I always PIF. I'm not going to let hundreds post on a statement just to show use to other creditors. So do other creditors think the highest I ever used the card was for $30 only? Highest I used the card 1 month was over $800. But shows $30. Thank You Again.

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BK Free Aug25
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AverageJoesCredit
Legendary Contributor

Re: Discover High Balance?

Internallly i m sure Discover knows what you spend. If the $30 is the highest showing on your reports then thats what others will see . But correct me if im wrong, as you delve deeper into a full credit report you can actually see payment history week to week and ir month to month. I personally wouldnt concern myself if it appears you dont use a card. You know you do as does Discover. The most important part at the end of the day is the green mark and pays as agreedSmiley Happy. Just my 2 average thoughtSmiley Wink
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