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Discover IT CLI?

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12njoy
Super Contributor

Re: Discover IT CLI?


@mattmix36 wrote:

Man...I've been sitting at a 3k limit on my discover IT forever!!!  I requested a CLI about a month ago...supposedly it's still under review Smiley Sad


@Did Discover do a HP for your request?  They have been good to me.  Opened my IT in October 2013 @ $6,500 and I'm now @ $14,000.  Now that took two HP's to get me there, but I'm there.  I don't have no where near the scores you have.  I've kept my utilization between 1-5%.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 41 of 48
mattmix36
Contributor

Re: Discover IT CLI?

I haven't seen a hard pull from discover yet...tbh, at this point I'd rather sit with the 3k an avoid a pull...but at the same time it still bugs me that I only have 3k with them!

My Wallet: AMEX Platinum | Citi AAdvantage Exec $20k | Chase Marriott Rewards Premier $12k | United MileagePlus Club 8k | FNBO $25k | Chase Military Officers Club $9k | Discover IT $5.5k | BankAmericard $30k | PENFED Platinum Cash Rewards $10.5k | Barclay Rewards $6.15k | USAA AMEX $15k | USAA MC $16k | NFCU Flagship Rewards $25k | Logix $15k | Chase Ink Cash $12k | Paypal MC $5k | Walmart Discover $5.4k | Chase Freedom $2k | Sallie Mae $2k | Target RedCard $300 | JP Morgan Ritz-Carlton Rewards $5k | BoA Alaska $1k

Message 42 of 48
12njoy
Super Contributor

Re: Discover IT CLI?


@mattmix36 wrote:
I haven't seen a hard pull from discover yet...tbh, at this point I'd rather sit with the 3k an avoid a pull...but at the same time it still bugs me that I only have 3k with them!

I understand.  Maybe it's your impressive siggy that bothers them.  You have an amazing line up of cards and limits.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 43 of 48
sarkell
Frequent Contributor

Re: Discover IT CLI?

I get told to call can't be processed. Oh well. I'll try again in 6 months.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 44 of 48
mongstradamus
Super Contributor

Re: Discover IT CLI?


@sarkell wrote:
I get told to call can't be processed. Oh well. I'll try again in 6 months.

When you get that message does that mean automatic denial for sp CLI?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 45 of 48
mattmix36
Contributor

Re: Discover IT CLI?

Thanks! ha...if only it would help me out with discover Smiley Wink


My Wallet: AMEX Platinum | Citi AAdvantage Exec $20k | Chase Marriott Rewards Premier $12k | United MileagePlus Club 8k | FNBO $25k | Chase Military Officers Club $9k | Discover IT $5.5k | BankAmericard $30k | PENFED Platinum Cash Rewards $10.5k | Barclay Rewards $6.15k | USAA AMEX $15k | USAA MC $16k | NFCU Flagship Rewards $25k | Logix $15k | Chase Ink Cash $12k | Paypal MC $5k | Walmart Discover $5.4k | Chase Freedom $2k | Sallie Mae $2k | Target RedCard $300 | JP Morgan Ritz-Carlton Rewards $5k | BoA Alaska $1k

Message 46 of 48
Mike360
Frequent Contributor

Re: Discover IT CLI?

I went from $3,500 to $4,000 about a week ago. I've had my account for just a little over 3 months. Requested one via chat since i couldn't get the request function to work via website. Rep informed me to call in the following day to confirm my information to process the request and the guy on the phone only approved me for a $500 increase with a HP on TU. I didn't mind the HP on TU because no one really pulls TU for me in this area. I tried to get $5K no go Smiley Sad

 

the rep did say i had an amazing credit score (756 fico on last statement) and seen that I spend $500+ / month on the card and that I PIF it's just that they wanted to see more of a history from me with the card before giving me a bigger increase.

Message 47 of 48
sarkell
Frequent Contributor

Re: Discover IT CLI?

Im not sure what it means because it wont let you enter anything.  So I though it asks for income so maybe its just my account or something.  I'll call eventually.

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 48 of 48
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