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Discover IT

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calliou
Member

Discover IT

Any good?

Is it even worth trying?

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Discover IT

I love my Discover. 5% cashback on rotating categories and 1% on everything else. Right now they're doubling cash back for a year. So at the end of your first 12 months they double everything you've earned. Not to mention no AF and 0% APR for the first 12 months.

 

At the end of the day it's really about your needs and what works best for you... Discover might not be for everyone.

Message 2 of 11
PlasticOrPlastic
Established Contributor

Re: Discover IT

Best credit card I've ever had.  Started at an $800 credit limit and less than a year later I'm sitting at $13000. They also drop my APR every time I request it, from 19.99% to 12.99%.  The rewards are awesome and their customer service is second to none. 

Message 3 of 11
Anonymous
Not applicable

Re: Discover IT

I have had mine for a couple of months. I like them. The double cash back promo turns it into an all around 2% card (which keeps me from apping for the Citi Double Cash), they let you pick from a lot of card designs, their website is user friendly, and the customer service has been fantastic.

Message 4 of 11
Anonymous
Not applicable

Re: Discover IT

I've just started with Discover but so far EVERYTHING about the card, from the card itself, to the service, website, apps, etc, is flawless...

 

I'm hoping to get the double cash back promo as well!

 

 

Message 5 of 11
morgacj2004
Valued Contributor

Re: Discover IT

I am still rebuilding my credit and they were willing to give me a card even with a BK still reporting. I have had several CL since and like the cashback bonus program they are currently offering. Great customer service.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 6 of 11
SOGGIE
Valued Contributor

Re: Discover IT

I've had their card for several years. No probs. Excellent service.
Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 7 of 11
kdm31091
Super Contributor

Re: Discover IT

Great card IMO and on a cash back basis it trumps the chase freedom. Discovers categories are broader. The cash back adds up easily. They have good customer service. Really no complaints.
Message 8 of 11
Anonymous
Not applicable

Re: Discover IT


@SOGGIE wrote:
I've had their card for several years. No probs. Excellent service.

Obviously in a minority here, but their service (on the Miles card) has been pretty poor, getting wrong answers all the time.   Probably because it is fairly new, but other issuers seem to cope with that (and it's not like Discover has lots and lots of different cards!)

Message 9 of 11
kdm31091
Super Contributor

Re: Discover IT

What's wrong with the Miles card, Lurker?
Message 10 of 11
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