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Discover It Application? Account Setup

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Anonymous
Not applicable

Re: Discover It Application? Account Setup

Grats on his approval!

Message 11 of 19
RSCo
Established Contributor

Re: Discover It Application? Account Setup


@creditnocash wrote:

so my dad has been getting an it preapproval every week so with his premission we applied. 

he got a 5-7 day message BUT let him set up a discover account. 

 

is this a good sign or bad?

monday is a holiday so.... 

 

yay or nay? what do ya'll think? 


Great sign... same thing happened to me and I was approved for a 5k CL...  The card is gorgeous and their account manager is awesome.. Top notch... Good luck..

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 12 of 19
LS2982
Mega Contributor

Re: Discover It Application? Account Setup

CONGRATS!!!

 

 




EQ FICO 548 3/3/16
Message 13 of 19
RSCo
Established Contributor

Re: Discover It Application? Account Setup


@creditnocash wrote:

@awdsmama wrote:

@creditnocash wrote:

so my dad has been getting an it preapproval every week so with his premission we applied. 

he got a 5-7 day message BUT let him set up a discover account. 

 

is this a good sign or bad?

monday is a holiday so.... 

 

yay or nay? what do ya'll think? 



I applied today and got that same message and noticed it let me set up an account.   In the message it gave him should have been a phone number to call to expedite. 

 

CALL IT!  They just wanted to verify the wages and housing expenses listed, and to ask about my student loans - like when they'd be out of deferrment.

 

I got approved on the phone with a great limit.

 

CALL!


ill try and call tomorrow morning with him. 

i saved the number. 

he has no loans anything. 

just a few aus on my moms accounts and his own 750 cap one card. 


That's nice you and your dad seem to be close.... Thats awesome!!!  Congrats..

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 14 of 19
creditnocash
Valued Contributor

Re: Discover It Application? Account Setup


@RSCo wrote:

@creditnocash wrote:

@awdsmama wrote:

@creditnocash wrote:

so my dad has been getting an it preapproval every week so with his premission we applied. 

he got a 5-7 day message BUT let him set up a discover account. 

 

is this a good sign or bad?

monday is a holiday so.... 

 

yay or nay? what do ya'll think? 



I applied today and got that same message and noticed it let me set up an account.   In the message it gave him should have been a phone number to call to expedite. 

 

CALL IT!  They just wanted to verify the wages and housing expenses listed, and to ask about my student loans - like when they'd be out of deferrment.

 

I got approved on the phone with a great limit.

 

CALL!


ill try and call tomorrow morning with him. 

i saved the number. 

he has no loans anything. 

just a few aus on my moms accounts and his own 750 cap one card. 


That's nice you and your dad seem to be close.... Thats awesome!!!  Congrats..

 


lol thanks. we actually arent that close. but its funny because the guy asked why he wanted the discover it and he said that me "his son" was a banker and reccomended him the card. he asked if I worked for discover. lol(i don't) dont even have any discovers yet. 

 

and thanks guys, im making sure he gets his credit right now! 

 

quick discover question

soft pull for cli or hard pull? 

i read somewhere someone cli to 20k in a time span of years. so just curious. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 15 of 19
nicholasyud
Valued Contributor

Re: Discover It Application? Account Setup

Congrat to your dad....

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 16 of 19
creditnocash
Valued Contributor

Re: Discover It Application? Account Setup

update: 2  

 

the card came in! 

 

its really nice! 

they pulled eq. score of 673 750 limit. 0% interest till 5/14 and bt until 5/14 as well. 

 

i want too app for one too, but i have self control... ughhh ohhh. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 17 of 19
LS2982
Mega Contributor

Re: Discover It Application? Account Setup

So he didnt get the $1500???



EQ FICO 548 3/3/16
Message 18 of 19
creditnocash
Valued Contributor

Re: Discover It Application? Account Setup


@LS2982 wrote:
So he didnt get the $1500???

hmm good point. i dont know why i would post 1500 if thats not what he told me. (could have sworn that is what he told me.) 

the card does say 750! 

 

ill have to ask once my parents come back from dinner at my aunts. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 19 of 19
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