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Discover It Approval Question

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baller4life
Super Contributor

Re: Discover It Approval Question


@pip3man wrote:

@baller4life wrote:
I have never heard of Discover being unwilling to pull TU if EQ is frozen. I always thought only Amex and Chase were adamant about pulling a certain bureau. Good to know.

Lol seems like you didn't get it. I had applied for a Discover last month and they pulled TU which was declined. So I went ahead to reapply this evening thinking they would pull TU again which was not frozen.  Equifax was on ice so the analyst told me they tried to pull EQ but couldn't. She never asked about TU or EX, just told me to unfreeze the EQ and call back which really works in my favor anyways... Chase always pull EX for me and as for AMEX I can't remember what they pull cos it's been a while I applied for their product.


Oh I understand quite clearly. And I reiterate that I have never known Discover to be adamant that you unfreeze EQ in order to process app. I have heard that about Amex and Chase and even Citi. But, this is the first I have seen Discover do that. Many many have reported that they applied with EQ frozen and called in and asked that they pull TU and there was no problem. Hope it all works out for you and they pull it before it goes back on ice.

Message 11 of 24
baller4life
Super Contributor

Re: Discover It Approval Question


@pip3man wrote:

Woohoo I was approved!!!!!!!! Smiley Happy


Congrats!!!

Message 12 of 24
pip3man
Valued Contributor

Re: Discover It Approval Question


@baller4life wrote:

@pip3man wrote:

@baller4life wrote:
I have never heard of Discover being unwilling to pull TU if EQ is frozen. I always thought only Amex and Chase were adamant about pulling a certain bureau. Good to know.

Lol seems like you didn't get it. I had applied for a Discover last month and they pulled TU which was declined. So I went ahead to reapply this evening thinking they would pull TU again which was not frozen.  Equifax was on ice so the analyst told me they tried to pull EQ but couldn't. She never asked about TU or EX, just told me to unfreeze the EQ and call back which really works in my favor anyways... Chase always pull EX for me and as for AMEX I can't remember what they pull cos it's been a while I applied for their product.


Oh I understand quite clearly. And I reiterate that I have never known Discover to be adamant that you unfreeze EQ in order to process app. I have heard that about Amex and Chase and even Citi. But, this is the first I have seen Discover do that. Many many have reported that they applied with EQ frozen and called in and asked that they pull TU and there was no problem. Hope it all works out for you and they pull it before it goes back on ice.


Actually I'm glad they didn't pull TU cos I was beginning to accumulate inquiries (5 at the moment) so I needed to even out the dings across the board. Luckily EQ had only one INQ so I was really stoked when they opted for it. They never knew they were doing me a huge favor lol but it all went down good in the end tho. Thanks Smiley Happy

Message 13 of 24
peaceonearth
Established Contributor

Re: Discover It Approval Question


@pip3man wrote:

Woohoo I was approved!!!!!!!! Smiley Happy


Felicitations.

In the mean time,  I think we need to support Discover for their US based customer service.

Message 14 of 24
takeshi74
Senior Contributor

Re: Discover It Approval Question

(nm)
Message 15 of 24
Anonymous
Not applicable

Re: Discover It Approval Question

Congrats
Message 16 of 24
bk510
Valued Contributor

Re: Discover It Approval Question


@-Wade- wrote:

@baller4life wrote:
I have never heard of Discover being unwilling to pull TU if EQ is frozen. I always thought only Amex and Chase were adamant about pulling a certain bureau. Good to know.

They pulled EQ on me when i applied. I think the reason they pull EQ is because once you get they card they SP TU all the time. My 2 cents


This seems to be the pattern for lot of the banks......wonder why though, 

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Message 17 of 24
alinoapa
Regular Contributor

Re: Discover It Approval Question


@pip3man wrote:

Woohoo I was approved!!!!!!!! Smiley Happy


Awesome news....congrats

Message 18 of 24
Anonymous
Not applicable

Re: Discover It Approval Question

i got denied Smiley Sad....

 

On the bright side...guess what came in the mail today? CapOne Quicksilver pre-approval!!! Smiley Very Happy Smiley Happy

Message 19 of 24
vygotsky
Contributor

Re: Discover It Approval Question


@pip3man wrote:

**BUMP**


Personally I would call another reco rep and see if they can do any better or help you faster.

FICO 733 (Discover)
Message 20 of 24
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