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Discover It Graduated....!

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Anonymous
Not applicable

Discover It Graduated....!

Update: Received the email around midnight that my card graduated & I'll be getting my deposit in 5-7 business days! Woo!

Or at least my i'm hoping. 
 
My 9th statement cut on Friday, leaving the biggest balance I've ever let report on this card, a little over $700 & a FICO score of 625. I increased my limit back in January to $2,000 and usually let a balance report before paying it off in full. Today I logged into my account and had the option request a credit limit increase! Hopefully that means I"ll be getting an email confirming my account graduated & I'll be getting my 2K back. 
 
Fingers crossed.
Message 1 of 6
5 REPLIES 5
Adkins
Legendary Contributor

Re: Discover It Graduated....!

Maybe. When my discover was still secured, the CLI option was there, but when i clicked it, it would tell me to call to deposit more money to increase my line. 


Last HP 08-07-2023



Message 2 of 6
sparecredit
Valued Member

Re: Discover It Graduated....!

Good luck!

I have been curious as to what indicators are present during the transition to graduation for discover. That is at least an interesting development!
Message 3 of 6
Anonymous
Not applicable

Re: Discover It Graduated....!


@Adkins wrote:

Maybe. When my discover was still secured, the CLI option was there, but when i clicked it, it would tell me to call to deposit more money to increase my line. 


I used to have that option too except when I logged in tonight I actually had the option to input an amount that I wished to increase my credit line by instead of putting down a larger deposit.

Message 4 of 6
surferchris
Valued Contributor

Re: Discover It Graduated....!

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 5 of 6
Miner
Frequent Contributor

Re: Discover It Graduated....!

Congratulations. Same happened to me. Statement cut on Friday and got an email late on Monday telling me good news; likely was Tuesday back east.
Current FICO8: EQ:782, TU:754, EX:767 | 1x 30 day late 6yrs ago
AAoA: 10 years; AAoOA: 13 months; Credit Length: 21 years
INQ Eq: 3 / Tu: 5 (4 for auto) / Ex: 9 (5 for auto)
Message 6 of 6
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