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Discover MORE!

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Anonymous
Not applicable

Discover MORE!

I can officially say I am done applying for credit in a long while. After getting approved last week for the AMEX ZYNC, I decided to apply for the Discover MORE card. Instant approval! I'm not too sure on what my CL is (can always try to call backdoor for an increase), but either way I'm glad to get my foot in the door with Discover. Plus no annual fee!

 

I have 2 Capital One cards, definitely will close one, if not both once my Discover arrives.

 

Now I'm just waiting for Wells Fargo to graduate my secured card

Message 1 of 13
12 REPLIES 12
boomhower
Valued Contributor

Re: Discover MORE!

Call in and try to get a human.  They are good about nice CLI's if you can get someone to look at it and not just go by the computer.

Message 2 of 13
Anonymous
Not applicable

Re: Discover MORE!

Congrats
Message 3 of 13
SwiftTone
Valued Contributor

Re: Discover MORE!

I read before with Discover you have to call within 12-24 hours of approval to get the initla CL reconned.

 

Congrats by the way! let us know what they give you

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 4 of 13
webhopper
Moderator Emeritus

Re: Discover MORE!


@Anonymous wrote:

I can officially say I am done applying for credit in a long while. After getting approved last week for the AMEX ZYNC, I decided to apply for the Discover MORE card. Instant approval! I'm not too sure on what my CL is (can always try to call backdoor for an increase), but either way I'm glad to get my foot in the door with Discover. Plus no annual fee!

 

I have 2 Capital One cards, definitely will close one, if not both once my Discover arrives.

 

Now I'm just waiting for Wells Fargo to graduate my secured card


Congrats!  Discover is a great company to work with Smiley Happy  They give good auto CLI, and will grow with you Smiley Happy

FICO 8:
Goal: Gardening!
Message 5 of 13
clocktick
Valued Contributor

Re: Discover MORE!

Congratulations on your new Discover!   I know when you call in to activate your card they ask you if your CL is enough.  Even though I resisted, they kept it as is and told me they are conservative compared to others.  Please keep us updated!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 6 of 13
Brian_Trying_700
Frequent Contributor

Re: Discover MORE!

+1

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 7 of 13
Anonymous
Not applicable

Re: Discover MORE!

Can I call them now to see what my CL is and ask for an increase? Or wait until I receive the card ?
Message 8 of 13
SwiftTone
Valued Contributor

Re: Discover MORE!

I would call now.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 9 of 13
MsLadyRover
Valued Contributor

Re: Discover MORE!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 10 of 13
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